706 W Cedar Ave, Coalgate, OK 74538 Property Records

Coal County property record for 706 W Cedar Ave, Coalgate, OK 74538

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,260 sqft · built 2000
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Feb 2026)
Tax Bill	$2,122 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-23-01N-10E-3-001-00`

Property Details

APN / Parcel Number

Primary APN	`0000-23-01N-10E-3-001-00`
Alternative APN	`808`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,260 sqft Living Area
1st Floor Area	2,260 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	750 sqft
Driveway	Concrete Driveway
Driveway Area	1,980 sqft
Porch	Slab
Porch Area	360 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	808
Street Address	706 W CEDAR AVE
City	COALGATE
State	OK
Zip	74538-1852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NP
Legal Description	SEC 23-1N-10E A TRACT OF LAND IN SECTION 23-1N-10E; 50 FEET X 233.6 FEET STARTING FROM THE SOUTHWEST CORNER LOT 6 BLOCK 129;
Legal Range	10E
Legal Township	01N
Legal Section	23
Legal Subdivision	CITY/COALGATE
Legal Block	129
Legal Lot Number	6
Jurisdiction	COAL OK
Township / Civil Division	EAST COAL
Census Block Group	2
Census Block	2036
Census Tract	388100

Owner

706 W Cedar Ave is owned and occupied by two individuals who bought it in February 2026.

Source: Coal County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	706 W CEDAR AVE, COALGATE, OK 74538-1852
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2026 · Amount on File
Deed Sale	Feb 23, 2026 · Amount on File
Prior Sale	Oct 17, 2014 · Amount on File
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COAL OK
Recording Date	Feb 23, 2026
Property Address	706 W CEDAR AVE, COALGATE, OK 74538-1852
Document Number	000963/801
Book / Page	963 / 801
Instrument Date	Feb 20, 2026
Instrument	I-2026-000270
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	AMERICAN REAL TITLE, AMERICAN EAGLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	706 W CEDAR AVE, COALGATE, OK 74538-1852

Mortgage

Document Number	I2026000271
Date	Feb 23, 2026
Instrument	I-2026-000271

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 706 W Cedar Ave was $2,122 with a homeowner's exemption.

Source: Coal County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Coal County
Municipality	Coalgate City
Unified School District	Coalgate Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,912 (+2.75%) Land $159 Building $26,753	$224,268 (+2.74%) Land $1,325 Building $222,943
2025	$2,122.00 Homeowner's exemption	$26,193 Land $159 Building $26,034	$218,282 Land $1,325 Building $216,957
2023	$2,079.00 Homeowner's exemption	$25,960 Land $159 Building $25,801	$221,837 Land $1,325 Building $220,512

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 706 W Cedar Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 W Cedar Ave is high, ranking above 81% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 58% of Oklahoma
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COALGATE PWA serves 2,005 people · EPA ID OK1010402
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	12 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2024 Turbidity not recorded as resolved · Mar 2023 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	Lead service line inventory Oct 2024 Organic carbon removal Jul 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 200