706 W 3rd St, Ada, OK 74820 Property Records

Pontotoc County property record for 706 W 3rd St, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,304 sqft · built 1950
Lot Size	0.16 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$66,500 (Jun 2015)
Tax Bill	$764 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10044`

Property Details

APN / Parcel Number

Primary APN	`10044`
Alternative APN	`0005-00-014-013-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	1,304 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2024
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Porch	Slab
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Space Heater

Location & Zoning

Account Number	10044
Street Address	706 W 3RD ST
City	ADA
State	OK
Zip	74820-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLOCK 14 ORIGINAL - ADA (706 W 3RD)
Legal Subdivision	ORIGINAL -ADA SD- IN SECS 28,29,32, 33-4
Legal Block	14
Legal Lot Number	13
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	2
Census Block	2037
Census Tract	89100

Owner

Source: Pontotoc County records · APN 10044

Assessment roll updated January 23, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	706 W 3RD ST, ADA, OK 74820-1216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 05, 2015 · Amount on Record
Deed Sale	Jun 05, 2015 · Amount on Record
Prior Sale	May 23, 2013 · Amount on Record
Deed Document Number	20152865
Deed Book / Page	2937 / 163
Last Transfer Date	Jan 10, 2020
Transfer Doc	003368/234
Record Updated	Jun 08, 2026

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PONTOTOC OK
Recording Date	Jan 29, 2020
Property Address	706 W 3RD ST, ADA, OK 74820-1216
Document Number	003368/234
Book / Page	3368 / 234
Instrument Date	Jan 10, 2020
Instrument	2020-000515
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	706 W 3RD ST, ADA, OK 74820-1216

Mortgage

Document Number	2020000516
Date	Jan 29, 2020
Instrument	2020-000516

Lender

Name	GATEWAY FIRST BANK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2035

Tax Assessment & Valuation

Source: Pontotoc County records · Assessment roll updated January 23, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$764.00 (+1.33%) Homeowner's exemption	$8,339 (+3%) Land $1,140 Building $7,199	$126,511 (+74.86%) Land $9,500 Building $117,011
2024	$754.00 (+6.5%) Homeowner's exemption	$8,096 (+3%) Land $1,140 Building $6,956	$72,350 (+10.46%) Land $9,500 Building $62,850
2023	$708.00 Homeowner's exemption	$7,860 Land $1,140 Building $6,720	$65,500 Land $9,500 Building $56,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pontotoc County (40123C), as of July 17, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 401230891002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cable One Cable	1,000 / 50
360 Communications, Inc. (OK, AR & TX) Fixed Wireless	400 / 50
AtLink Services Fixed Wireless	100 / 20

Based on FCC filings for 352 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OK2006201, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ADA serves 22,600 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.