706 Viewpointe Dr, Saint Charles, IL 60174 Property Records

Kane County property record for 706 Viewpointe Dr, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,141 sqft · built 1993
Lot Size	0.94 acres (4,081 sqft)
Owner	2 Company Names on Record
Last Sale	$445,000 (Aug 2022)
Tax Bill	$11,382 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-34-187-003`

Property Details

APN / Parcel Number

Primary APN	`09-34-187-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,141 sqft Living Area
Basement Area	735 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,081 sqft (0.94 acres)
Lot Dimensions	87 ft deep x 47 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	706 VIEWPOINTE DR
City	SAINT CHARLES
State	IL
Zip	60174-4182
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 - VIEWPOINTE ST CHARLES ON THE FOX
Legal Subdivision	VIEWPOINT
Legal Block	4
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	4
Census Block	4027
Census Tract	852201

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	706 VIEWPOINTE DR, SAINT CHARLES, IL 60174-4182
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2022 · Amount on Record
Deed Sale	Aug 8, 2022 · Amount on Record
Prior Sale	Apr 21, 2010 · Amount on Record
Deed Document Number	202240154
Last Transfer Date	Nov 26, 2024
Transfer Doc	0000044407
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 8, 2022
Property Address	706 VIEWPOINTE DR, ST CHARLES, IL 60174-4182
Document Number	0000040154
Instrument Date	Jun 30, 2022
Instrument	2022K040154
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39W844 CARL SANDBURG RD, SAINT CHARLES, IL 60175-7748

Mortgage

Document Number	0000040155
Date	Aug 8, 2022
Instrument	2022K040155

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 1, 2037

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,382.00 (+2.04%)
2024		$156,915 (+13.59%) Land $44,688 Building $112,227	$470,933 (+13.63%) Land $134,118 Building $336,816
2022	$11,154.00 (+3.86%)	$138,145 (+4.91%) Land $43,386 Building $94,759	$414,435 (+4.91%) Land $130,158 Building $284,277
2021	$10,739.00	$131,679 Land $41,355 Building $90,324	$395,037 Land $124,065 Building $270,972

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20