706 Union St, Milford, MI 48381 Property Records

Oakland County property record for 706 Union St, Milford, MI 48381

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,146 sqft · built 2017
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Aug 2024)
Tax Bill	$8,491 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`LM-16-02-358-007`

Property Details

APN / Parcel Number

Primary APN	`LM-16-02-358-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,146 sqft Living Area
1st Floor Area	1,686 sqft
Basement Area	1,686 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bungalow
Exterior Material	Wood Siding
Lot Area	6,098 sqft (0.14 acres)
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	193 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	706 UNION ST
City	MILFORD
State	MI
Zip	48381-1654
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KI
Legal Description	T2N, R7E, SEC 2 OAKLAND COUNTY CONDOMINIUM PLAN NO 2131 UNION SQUARE UNIT 7 L 48795 P 757 11-16-15 FR 355-001
Legal Range	07E
Legal Township	02N
Legal Section	02
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	7
Jurisdiction	OAKLAND MI
Township / Civil Division	MILFORD
Census Block Group	3
Census Block	3012
Census Tract	132500

Owner

706 Union St, a condominium, is owned and occupied by two individuals who bought it in August 2024.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	57496 TANDEM, 12101, NEW HUDSON, MI 48165-7053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Dec 26, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 1, 2017	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024 · Amount on File
Deed Sale	Aug 30, 2024 · Amount on File
Prior Sale	Jun 1, 2017 · Amount on File
Deed Document Number	202497430
Deed Book / Page	59606 / 316
Prior Transfer Date	May 25, 2017
Prior Transfer Doc	0000107905
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	706 UNION ST, MILFORD, MI 48381-1654
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 UNION ST 7, 7, MILFORD, MI 48381-1654

Mortgage

Document Number	20250140039
Date	Nov 4, 2025
Book Page	60679/541
Instrument	20250140039

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	706 UNION ST, MILFORD, MI 48381-1654
Transaction Type	Mortgage
Record Updated	Jan 24, 2024
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 UNION ST 7, 7, MILFORD, MI 48381-1654

Mortgage

Document Number	0000138212
Date	Dec 26, 2023
Book Page	59079/390
Instrument	138212

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	706 UNION ST, MILFORD, MI 48381-1654
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATA NATL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 UNION ST, MILFORD, MI 48381-1654

Mortgage

Document Number	0000267568
Date	Dec 16, 2020
Book Page	55346/626
Instrument	267568

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	25 Months
Due	Jan 1, 2023

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 1, 2017
Property Address	706 UNION ST, MILFORD, MI 48381-1654
Document Number	0000107905
Book / Page	50725 / 874
Map Reference	LB 48795 PG 757
Instrument Date	May 25, 2017
Instrument	0107905
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6905 TELEGRAPH RD STE 200, 6905, BLOOMFIELD HILLS, MI 48301-3187

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 UNION ST # 7, 7, MILFORD, MI 48381-1654

Mortgage

Document Number	0000107906
Date	Jun 1, 2017
Book Page	50725/876
Instrument	0107906

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 706 Union St was $8,491 with a homeowner's exemption, down 1.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Milford Charter Township
Municipality	Milford Village
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,491.00 (-1.34%) Homeowner's exemption	$284,540	$569,080
2024	$8,606.00
2023		$256,470	$512,940
2021	$6,903.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 706 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MILFORD serves 6,366 people · EPA ID MI0004390
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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