Madison County property record for 706 Trinity Ln, Ridgeland, MS 39157 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,747 sqft · built 2005 |
| Owner | Individual Name on File |
| Tax Bill | $1,121 (2025) |
| Deeds & Mortgages | Feb 2023 Second Mortgage Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072H-33D-003/27 |
| Primary APN | 072H-33D-003/27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,747 sqft Adjusted Area |
| 1st Floor Area | 1,447 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Cooling System | Central |
|---|
| Account Number | 45420 |
|---|---|
| Old Parcel Number | 072H-33D-003/27.00 |
| Street Address | 706 TRINITY LN |
| City | RIDGELAND |
| State | MS |
| Zip | 39157-1295 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 73 BLACKTHORNE II D@186 |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 33 |
| Legal Subdivision | BLACKTHORNE II |
| Legal Lot Number | 73 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 30108 |
Source: Madison County records · APN 072H-33D-003/27
Assessment roll updated September 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 706 TRINITY LN, RIDGELAND, MS 39157-1295 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 06, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMETOWN LENDERS INC |
| Feb 06, 2023 | Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 06, 2023 |
| Deed Sale | Feb 06, 2023 |
| Prior Sale | Sep 19, 2014 |
| Deed Document Number | 0004299928 |
| Deed Book / Page | 4299 / 928 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 706 TRINITY LN, RIDGELAND, MS 39157-1295 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 711 LAKE HARBOUR DR 1233, 1233, RIDGELAND, MS 39157-4323 |
| Document Number | 004299/943 |
|---|---|
| Date | Feb 06, 2023 |
| Book Page | 4299/943 |
| Instrument | 976336 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 01, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Feb 06, 2023 |
| Property Address | 706 TRINITY LN, RIDGELAND, MS 39157-1295 |
| Document Number | 004299/928 |
| Book / Page | 4299 / 928 |
| Map Reference | CAB D SL 186 |
| Instrument Date | Jan 23, 2023 |
| Instrument | 976334 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 915 WATERFORD AVE, STOCKTON, CA 95206-6226 |
| Name | Verified Name |
|---|---|
| Address | 706 TRINITY LN, RIDGELAND, MS 39157-1295 |
| Document Number | 0000976335 |
|---|---|
| Date | Feb 06, 2023 |
| Instrument | 976335 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
Source: Madison County records · Assessment roll updated September 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Ridgeland City |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,121.00 Homeowner's exemption | $13,191 (+3.94%) | $131,910 (+3.94%) Land $45,000 Building $86,910 |
| 2024 | $1,121.00 (+5.06%) | ||
| 2023 | $1,067.00 Homeowner's exemption | $12,691 | $126,910 Land $40,000 Building $86,910 |
Source: FEMA National Flood Hazard Layer, Madison County (28089C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280890301084, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2020, other causes |
| Wildfire Risk | Low above 37% of the US · above 20% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 2,381 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 356 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Telapex | Fiber | 8,000 / 8,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: T-Mobile USA, AT&T, Telapex. Availability varies by address; speeds are provider-advertised maximums, not measured.
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