Collin County property record for 706 Trace Trl, McKinney, TX 75069
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,360 sqft · built 2023 |
| Owner | Individual Name on File |
| Tax Bill | $7,120 (2024) |
| Deeds & Mortgages | Apr 2025 Mortgage Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-13162-00A-0190-1 |
| Primary APN | R-13162-00A-0190-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,360 sqft Living Area |
| Year Built | Built 2023 |
|---|
| Account Number | 2899188 |
|---|---|
| Street Address | 706 TRACE TRL |
| City | MCKINNEY |
| State | TX |
| Zip | 75069-1891 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COMM/RES |
| Legal Description | SIMPSON CROSSING PHASE 1 (CLC), BLK A, LOT 19 |
| Legal Subdivision | SIMPSON CROSSING |
| Legal Phase | 1 |
| Legal Block | A |
| Legal Lot Number | 19 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | PRINCETON |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 30701 |
706 Trace Trl is owned by an individual who acquired it in March 2024.
Source: Collin County records, as of October 23, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4413 AVENIDA LN, MCKINNEY, TX 75070-1288 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BRAZOS NATIONAL BANK |
| Mar 26, 2024 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2024 |
| Deed Sale | Mar 26, 2024 |
| Deed Document Number | 2024000033976 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 706 TRACE TRL, MCKINNEY, TX 75069-1891 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4413 AVENIDA LN, MCKINNEY, TX 75070-1288 |
| Document Number | 2025000049426 |
|---|---|
| Date | Apr 24, 2025 |
| Instrument | 2025000049426 |
| Name | BRAZOS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Mar 26, 2024 |
| Property Address | 706 TRACE TRL, MCKINNEY, TX 75069-1891 |
| Document Number | 2024000033976 |
| Map Reference | MB 2023 PG 937 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 2024000033976 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 24, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4413 AVENIDA LN, MCKINNEY, TX 75070-1288 |
| Document Number | 2024000033977 |
|---|---|
| Date | Mar 26, 2024 |
| Instrument | 2024000033977 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Lowry Crossing City |
| Unified School District | McKinney Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $387,768 Land $115,000 Building $272,768 | $387,768 Land $115,000 Building $272,768 | |
| 2024 | $7,120.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 706 Trace Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 706 Trace Trl is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILLIGAN WSC serves 3,364 people · EPA ID TX0430041 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Element8 Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: 360 Broadband, AT&T, Hotwire Communications, Optimum, Rise Broadband, Verizon.
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