706 Towne Center Dr, Joppa, MD 21085 Property Records

Harford County property record for 706 Towne Center Dr, Joppa, MD 21085

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,432 sqft · built 1969
Lot Size	0.073 acres (3,200 sqft)
Owner	Individual Name on File
Last Sale	$224,843 (Apr 2015)
Tax Bill	$2,980 (2026)
Deeds & Mortgages	Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-122185`

Property Details

APN / Parcel Number

Primary APN	`01-122185`
Alternative APNs	`1122185` `122185`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,432 sqft Total Area
Utility Area	70 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,200 sqft (0.073 acres)
Lot Dimensions	160 ft deep x 20 ft wide
View / Lot	Waterfront
Deck Area	307 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	122185
Street Address	706 TOWNE CENTER DR
City	JOPPA
State	MD
Zip	21085-4442
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LT 4 20X160 BK 18-A 706 TOWNE CENTER DRIVE RUMSEY ISLAND PT 21/34
Legal Subdivision	JOPPATOWNE
Legal Block	18A
Legal Lot Number	4
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	4
Census Block	4002
Census Tract	301401

Owner

706 Towne Center Dr, a townhouse, is owned and occupied by an individual who bought it in April 2015.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	706 TOWNE CENTER DR, JOPPA, MD 21085-4442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2015 · Amount on File
Deed Sale	Apr 6, 2015 · Amount on File
Prior Sale	May 11, 2005 · Amount on File
Deed Book / Page	11176 / 33
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	706 TOWNE CENTER DR, JOPPA, MD 21085-4442
Document Number	0124290338
Book / Page	012429 / 000338
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 TOWNE CENTER DR JOPPA MD 210854442, JOPPA, MD 21085-4442

Mortgage

Document Number	0124290338
Date	Jul 17, 2017
Book Page	012429/000338

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 706 Towne Center Dr was $2,980, up 6.3% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,980.00 (+6.28%)	$273,500	$281,600 Land $123,000 Building $158,600
2025	$2,804.00
2023		$246,200	$257,300 Land $123,000 Building $134,300
2022	$2,562.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 706 Towne Center Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	24 (1978–2013)
Claims Outside the SFHA	10 of 24
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 Towne Center Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20