Cherokee County property record for 706 Thompson St, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,456 sqft · built 1915 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $933 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 030620-23-3 |
| Primary APN | 030620-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,456 sqft Living Area |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Brick Veneer |
| Lot Area | 19,602 sqft (0.45 acres) |
| Porch | Slab |
| Street Address | 706 THOMPSON ST |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-3621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | 706 THOMPSON ST LT#1 FM THOMPSON & OSMENT $116000 |
| Legal Tract | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 970601 |
706 Thompson St is owned and occupied by an individual who acquired it in March 1999.
Source: Cherokee County records, as of May 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1672, GAFFNEY, SC 29342-1672 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORPORATION |
| Jun 15, 2018 | Grant Deed, Transfer · FHA Mortgage BENCHMARK MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 1999 |
| Deed Sale | Mar 25, 1999 |
| Deed Book / Page | 47 / 290 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | May 18, 2026 |
| Property Address | 706 THOMPSON ST, GAFFNEY, SC 29340-3621 |
| Document Number | 0000002671 |
| Book / Page | 198 / 1361 |
| Instrument Date | May 9, 2026 |
| Instrument | 20262671 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | 220 TITLE, 2020 TITLE |
| Name | Verified Name |
|---|---|
| Address | 706 THOMPSON ST, GAFFNEY, SC 29340-3621 |
| Document Number | 0000002671, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 198/1361 |
| Instrument | 20262671 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Jun 15, 2018 |
| Property Address | 706 THOMPSON ST # 1, 1, GAFFNEY, SC 29340-3621 |
| Document Number | 0001040646 |
| Book / Page | 000104 / 000646 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 2906 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $429.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1672 GAFFNEY SC 293421672, GAFFNEY, SC 29342-1672 |
| Document Number | 1040649 |
|---|---|
| Date | Jun 15, 2018 |
| Book Page | 000104/000649 |
| Instrument | 2907 |
| Name | BENCHMARK MTG |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 14, 2048 |
The 2025 property tax bill for 706 Thompson St was $933 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $933.00 Homeowner's exemption | $5,080 Land $480 Building $4,600 | $134,100 Land $12,000 Building $122,100 |
| 2023 | $842.00 | $5,080 Land $480 Building $4,600 | $134,100 Land $12,000 Building $122,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 706 Thompson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 706 Thompson St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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