706 Spradley Dr, Troy, AL 36079 Property Records

Pike County property record for 706 Spradley Dr, Troy, AL 36079

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,882 sqft · built 1994
Lot Size0.586 acres (25,535 sqft)
OwnerIndividual Name on Record
Tax Bill$752 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Mar 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN821927

Property Details

APN / Parcel Number

Primary APN821927
Alternative APNs
  • 55 17 03 08 2 012 004.000
  • 53210

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,882 sqft Living Area
1st Floor Area1,882 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area25,535 sqft (0.586 acres)
Lot Dimensions206 ft deep x 122 ft wide
Garage TypeAttached
Garage Area290 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area60 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number821927
Street Address706 SPRADLEY DR
CityTROY
StateAL
Zip36079-2941
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS
Legal DescriptionLT 159 COUNTRY CLUB ESTATES PT 122.5'X206.2'X122.53'X209.1' PLAT BK 3-134
Legal Range21E
Legal Township09N
Legal Section08
Legal SubdivisionCOUNTRY CLUB ESTATES PART III
Legal Lot Number159
JurisdictionPIKE AL
Township / Civil DivisionTROY
Census Block Group2
Census Block2013
Census Tract189003

Owner

Source: Pike County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address706 SPRADLEY DR, TROY, AL 36079-2941
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2025Deed of Trust, Mortgage · Line of Credit
ALL IN FCU
Mar 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE LLC
Apr 10, 2018Deed of Trust, Mortgage · ARM
TROY BANK & TRUST CO
Mar 28, 2023Deed of Trust, Mortgage · Line of Credit
MAX CU
Mar 14, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 23, 2022
Transfer Doc002022/742
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIKE AL
Property Address706 SPRADLEY DR, TROY, AL 36079-2941
Transaction TypeMortgage
Record UpdatedDec 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG2025/9717
DateDec 11, 2025
Book PageMTG 2025/9717
Lender
NameALL IN FCU
TypeCredit Union
AddressDALEVILLE, AL 36322
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIKE AL
Property Address706 SPRADLEY DR, TROY, AL 36079-2941
Transaction TypeMortgage
Record UpdatedMar 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022/2536
DateMar 14, 2022
Book Page2022/2536
Instrument20222536
Lender
NameMOVEMENT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052
Interest
Rate TypeFixed Rate

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIKE AL
Property Address706 SPRADLEY DR, TROY, AL 36079-2941
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02018/1898
DateApr 10, 2018
Book Page2018/1898
Instrument20181898
Lender
NameTROY BANK & TRUST CO
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateApr 5, 2023
Min Rate At Change6%
Max Rate At Change8.25%

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIKE AL
Property Address706 SPRADLEY DR, TROY, AL 36079-2941
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02023/1595
DateMar 28, 2023
Book Page2023/1595
Instrument20231595
Lender
NameMAX CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 27, 2038

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPIKE AL
Recording DateMar 14, 2022
Property Address706 SPRADLEY DR, TROY, AL 36079-2941
Document Number002022/742
Book / Page2022 / 742
Map ReferenceMB 3 PG 134
Instrument DateFeb 23, 2022
Instrument20220742
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address706 SPRADLEY DR, TROY, AL 36079-2941

Tax Assessment & Valuation

Source: Pike County assessment roll, as of March 19, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyPike County
MunicipalityTroy City
Unified School DistrictTroy City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$752.00 (-3.71%) Homeowner's exemption$21,760 (-3.46%) Land $4,000 Building $17,760$217,500 (-3.51%) Land $40,000 Building $177,500
2024$781.00 (+14.68%) Homeowner's exemption$22,540 (+13.61%) Land $4,000 Building $18,540$225,420 (+13.57%) Land $40,000 Building $185,420
2023$681.00 (+14.65%) Homeowner's exemption$19,840 (+13.5%)$198,480 (+13.57%) Land $40,000 Building $158,480
2022$594.00 Homeowner's exemption$17,480$174,760 Land $25,000 Building $149,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TROY UTILITIES
serves 23,523 people · EPA ID AL0001124
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Cable in parts of the area
10,000 / 10,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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