706 Simmons St, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 706 Simmons St, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,316 sqft · built 2017
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$1,225,000 (Feb 2018)
Tax Bill	$5,646 (2025)
Deeds & Mortgages	May 2020 Mortgage Feb 2018 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`532-06-00-170`

Property Details

APN / Parcel Number

Primary APN	`532-06-00-170`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,316 sqft Living Area
Gross Area	1,421 sqft
1st Floor Area	2,062 sqft
Upper Floors Area	1,366 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	158 ft deep x 76 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	416 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	706 SIMMONS ST
City	MOUNT PLEASANT
State	SC
Zip	29464-4750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -MOULTRIE HGTS DESCRIPTION -LT 12 BLK F
Legal Subdivision	MOULTRIE HGTS
Legal Block	F
Legal Lot Number	12
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1001
Census Tract	4701

Owner

706 Simmons St is owned and occupied by two individuals who bought it in February 2018.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	706 SIMMONS ST, MOUNT PLEASANT, SC 29464-4750
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage MORGAN STANLEY PVT BK NA
Feb 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 26, 2018	Grant Deed, Transfer ATTORNEY ONLY
Apr 19, 2017	Loan Modification, Mortgage · Line of Credit SOUTH ATLANTIC BK
Apr 19, 2017	Loan Modification, Mortgage · Line of Credit SOUTH ATLANTIC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2018 · Amount on File
Deed Sale	Feb 26, 2018 · Amount on File
Prior Sale	Sep 8, 2016 · Amount on File
Deed Book / Page	700 / 898
Prior Transfer Date	Feb 17, 2009
Prior Transfer Doc	0000360259
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	706 SIMMONS ST, MOUNT PLEASANT, SC 29464-4750
Document Number	0882/0365
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 SIMMONS ST MOUNT PLEASANT SC 294644750, MOUNT PLEASANT, SC 29464-4750

Mortgage

Document Number	0882/0365
Date	May 14, 2020
Book Page	000882/000365

Lender

Name	MORGAN STANLEY PVT BK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Feb 26, 2018
Property Address	706 SIMMONS ST, MOUNT PLEASANT, SC 29464-4750
Document Number	0700/0899
Book / Page	000700 / 000899
Instrument Date	Feb 23, 2018
Transaction Type	Transfer
Record Updated	Mar 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	706 SIMMONS ST MOUNT PLEASANT SC 294644750, MOUNT PLEASANT, SC 29464-4750

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Feb 26, 2018
Property Address	706 SIMMONS ST, MOUNT PLEASANT, SC 29464-4750
Document Number	0700/0898
Book / Page	000700 / 000898
Instrument Date	Feb 23, 2018
Transaction Type	Transfer
Record Updated	Mar 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 SIMMONS ST MOUNT PLEASANT SC 294644750, MOUNT PLEASANT, SC 29464-4750

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLESTON SC
Property Address	706 SIMMONS ST, MOUNT PLEASANT, SC 29464-4750
Document Number	0632/0223
Instrument Date	Apr 19, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1480 SEMINOLE ST MOUNT PLEASANT SC 294644825, MOUNT PLEASANT, SC 29464-4825

Mortgage

Document Number	0632/0223
Date	Apr 21, 2017
Book Page	000632/000223

Lender

Name	SOUTH ATLANTIC BK
Type	Bank
Address	MYRTLE BEACH, SC 29572

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 20, 2018

Interest

Rate Type	Adjustable Rate

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLESTON SC
Property Address	706 SIMMONS ST, MOUNT PLEASANT, SC 29464-4750
Document Number	0635/0902
Instrument Date	Apr 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1480 SEMINOLE ST MOUNT PLEASANT SC 294644825, MOUNT PLEASANT, SC 29464-4825

Mortgage

Document Number	0635/0902
Date	May 8, 2017
Book Page	000635/000902

Lender

Name	SOUTH ATLANTIC BK
Type	Bank
Address	MYRTLE BEACH, SC 29572

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 7, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 706 Simmons St was $5,646, up 13% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,646.00 (+13.01%)	$1,523,750 (+2,775%) Land $460,000 Building $1,063,750	$2,691,700 Land $758,800 Building $1,932,900
2024	$4,996.00	$53,000
2022	$4,664.00	$53,000	$1,325,000 Land $400,000 Building $925,000
2020			$1,325,000 Land $400,000 Building $925,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 706 Simmons St in Zone X, an area of minimal flood risk, though there have been 120 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 101 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	120 (1979–2017)
Claims Outside the SFHA	21 of 120
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 Simmons St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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