706 Silver St, Alton, IL 62002 Property Records

Madison County property record for 706 Silver St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,100 sqft · built 2003
Lot Size	0.217 acres (9,455 sqft)
Owner	Individual Name on Record
Last Sale	$77,500 (Nov 2023)
Tax Bill	$2,531 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2023 Sale & Mortgage
APN	`23-2-07-12-18-307-034`

Property Details

APN / Parcel Number

Primary APN	`23-2-07-12-18-307-034`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Shingle
Lot Area	9,455 sqft (0.217 acres)
Lot Dimensions	168 ft deep x 56.3 ft wide
Porch	Open Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	706 SILVER ST
City	ALTON
State	IL
Zip	62002-3724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON PLACE 7TH ADDN LOT 4 56.28 X 168 IRREGULAR
Legal Subdivision	HAMPTON PLACE SEVENTH ADDN
Legal Lot Number	4
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1029
Census Tract	402500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Middletown Historic District (Boundary Increase) listed 1982 · NRIS 82002583

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	706 SILVER ST, ALTON, IL 62002-3724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Nov 1, 2023	Warranty Deed, Transfer · VA Mortgage FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2023 · Amount on Record
Deed Sale	Nov 1, 2023 · Amount on Record
Deed Document Number	202329457
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	706 SILVER ST, ALTON, IL 62002-3724
Transaction Type	Mortgage
Record Updated	Feb 28, 2024
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003763
Date	Feb 12, 2024
Instrument	2024R03763

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.13%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Nov 1, 2023
Property Address	706 SILVER ST, ALTON, IL 62002-3724
Document Number	0000029457
Map Reference	PB 63 PG 24
Instrument Date	Oct 27, 2023
Instrument	2023R29457
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$116.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4120 W DIVERSEY AVE STE C501, C501, CHICAGO, IL 60639-2399
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029458
Date	Nov 1, 2023
Instrument	2023R29458

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.13%

Mortgage

Document Number	0000029459
Date	Nov 1, 2023
Instrument	2023R29459

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 1, 2028

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,531.00 (+8.86%)	$31,620 (+268.96%) Land $690 Building $30,930	$94,860 (+268.59%) Land $2,070 Building $92,790
2024	$2,325.00 (+209.59%)
2022	$751.00	$8,570 Land $510 Building $8,060	$25,736 Land $1,532 Building $24,204

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	6 (1979–1983)
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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