706 Silver Glen Rd, McHenry, IL 60050 Property Records

McHenry County property record for 706 Silver Glen Rd, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,904 sqft · built 1998
Lot Size	0.698 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Jul 2026)
Tax Bill	$6,279 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-31-253-005`

Property Details

APN / Parcel Number

Primary APN	`09-31-253-005`

Interior

Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,868 sqft
Basement Area	1,264 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	A-Frame
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	30,492 sqft (0.698 acres)
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	216 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	706 SILVER GLEN RD
City	MCHENRY
State	IL
Zip	60050-6511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0055249 LT 58 DEERWOOD ESTATES
Legal Subdivision	DEERWOOD ESTATES
Legal Block	253
Legal Lot Number	58
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1011
Census Tract	870501

Owner

Source: McHenry County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	706 SILVER GLEN RD, MCHENRY, IL 60050-6511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK
Apr 24, 2023	Deed of Trust, Mortgage · Line of Credit THE HARVARD STATE BANK
Oct 12, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HARVARD STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Oct 12, 2021 · Amount on Record
Deed Document Number	202619358
Prior Transfer Date	Oct 20, 2016
Prior Transfer Doc	0000048880
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 8, 2026
Property Address	706 SILVER GLEN RD, MCHENRY, IL 60050-6511
Document Number	0000019358
Instrument Date	Jun 10, 2026
Instrument	202619358
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	706 SILVER GLEN RD, MCHENRY, IL 60050-6511

Mortgage

Document Number	0000019359,
Date	Jul 8, 2026
Instrument	202619359

Lender

Name	BMO HARRIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	706 SILVER GLEN RD, MCHENRY, IL 60050-6511
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 SILVER GLEN RD, MCHENRY, IL 60050-6511

Mortgage

Document Number	0000009066
Date	Apr 24, 2023
Instrument	2023R0009066

Lender

Name	THE HARVARD STATE BANK
Type	Bank
Address	HARVARD, IL 60033

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 15, 2028

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 12, 2021
Property Address	706 SILVER GLEN RD, MCHENRY, IL 60050-6511
Document Number	0000055249
Map Reference	DOC 91R12391
Instrument Date	Sep 22, 2021
Instrument	2021R0055249
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STARCK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	706 SILVER GLEN RD, MCHENRY, IL 60050-6511

Mortgage

Document Number	0000055250
Date	Oct 12, 2021
Instrument	2021R0055250

Lender

Name	THE HARVARD STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	1-Year CMT
Margin	2
Max Rate	9.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,279.00	$115,056 (+18.76%) Land $12,759 Building $102,297	$345,168 (+18.76%) Land $38,277 Building $306,891
2022	Homeowner's exemption	$96,884 Land $20,726 Building $76,158	$290,652 Land $62,178 Building $228,474

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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