706 Saint Nicholas Dr, Cahokia (East Saint Louis), IL 62206 Property Records

St. Clair County property record for 706 Saint Nicholas Dr, Cahokia, IL 62206

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,125 sqft · built 1957
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Tax Bill	$2,251 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2022 Line of Credit + 4 more
APN	`06-03-0-239-023`

Property Details

APN / Parcel Number

Primary APN	`06-03-0-239-023`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,125 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Porch	Porch
Porch Area	48 sqft

Location & Zoning

Street Address	706 SAINT NICHOLAS DR
City	EAST SAINT LOUIS
State	IL
Zip	62206-1849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST JOSEPH GARDENS 1ST ADD, ANNEX TO LOT/SEC-223 A02530767
Legal Subdivision	ST JOSEPH GARDENS
Legal Block	239
Legal Lot Number	223
Jurisdiction	ST CLAIR IL
Township / Civil Division	CENTREVILLE
Census Block Group	5
Census Block	5009
Census Tract	502300

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	230 S BUCHANAN ST, A, EDWARDSVILLE, IL 62025-2173
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Commercial Mortgage BPL MORTGAGE TRUST LLC
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF HILLSBORO NA
Aug 16, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF EDWARDSVILLE
Feb 28, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF EDWARDSVILLE
Mar 22, 2017	Grant Deed, Transfer ACCENT TITLE
Feb 1, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2017
Deed Sale	Feb 1, 2017
Prior Sale	Sep 1, 1997 · Amount on Record
Deed Document Number	20172525562
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Aug 31, 2026
Property Address	706 SAINT NICHOLAS DR, EAST SAINT LOUIS, IL 62206-1849
Document Number	0002894265
Instrument Date	Aug 26, 2026
Instrument	20262894265
Transaction Type	Mortgage
Record Updated	Sep 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002894265,
Date	Aug 31, 2026
Instrument	20262894265

Lender

Name	BPL MORTGAGE TRUST LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	706 SAINT NICHOLAS DR, CAHOKIA, IL 62206-1849
Transaction Type	Mortgage
Record Updated	Jun 29, 2022
Title Company	MAVERICK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02749442
Date	Jun 14, 2022
Instrument	A02749442

Lender

Name	BANK OF HILLSBORO NA
Type	Bank
Address	HILLSBORO, IL 62049

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	706 SAINT NICHOLAS DR, CAHOKIA, IL 62206-1849
Document Number	00A2588856
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	FIRST AMERICAN TITLE, 1ST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	230 S BUCHANAN ST #A EDWARDSVILLE IL 620252173, A, EDWARDSVILLE, IL 62025-2173

Mortgage

Document Number	00A2588856
Date	Aug 31, 2018
Instrument	2588856

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 30, 2028

Interest

Rate Type	Adjustable Rate
Rate	5.25%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	706 SAINT NICHOLAS DR, CAHOKIA, IL 62206-1849
Document Number	00A2569259
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	Mar 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	230 S BUCHANAN ST #A EDWARDSVILLE IL 620252173, A, EDWARDSVILLE, IL 62025-2173

Mortgage

Document Number	00A2569259
Date	Mar 6, 2018
Instrument	2569259

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 22, 2017
Property Address	706 SAINT NICHOLAS DR, CAHOKIA, IL 62206-1849
Document Number	00A2530767
Instrument Date	Mar 22, 2017
Instrument	2530767
Transaction Type	Transfer
Record Updated	Apr 12, 2017
Title Company	ACCENT TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	230 S BUCHANAN ST #A EDWARDSVILLE IL 620252173, A, EDWARDSVILLE, IL 62025-2173

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 1, 2017
Property Address	706 SAINT NICHOLAS DR, CAHOKIA, IL 62206-1849
Document Number	00A2525562
Instrument Date	Aug 21, 2014
Instrument	2525562
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cahokia Heights City
County	St. Clair County
County Subdivision	Centreville Township
Unified School District	Cahokia Community Unit School District 187 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,251.00 (+8.33%)	$12,378 (+13.27%) Land $889 Building $11,489	$37,134 (+13.27%) Land $2,667 Building $34,467
2024	$2,078.00	$10,928 (+26.23%) Land $852 Building $10,076	$32,784 (+26.23%) Land $2,556 Building $30,228
2022		$8,657 Land $675 Building $7,982	$25,971 Land $2,025 Building $23,946

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAHOKIA HEIGHTS serves 12,528 people · EPA ID IL1635000
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wisper ISP.

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