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706 S Willow St, Effingham, IL 62401 Property Records

Effingham County property record for 706 S Willow St, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 952 sqft · built 1949
Lot Size0.19 acres (8,276 sqft)
OwnerCompany Name on File
Last Sale$565,000 (Jun 2024)
Tax Bill$1,502 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-16-052-004

Property Details

APN / Parcel Number

Primary APN03-16-052-004

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area952 sqft Base Area
1st Floor Area952 sqft
Basement Area952 sqft
Unfinished Basement952 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Construction TypeFrame
Lot Area8,276 sqft (0.19 acres)
Garage Area336 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address706 S WILLOW ST
CityEFFINGHAM
StateIL
Zip62401-3863
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLK 9 EDA A AUSTIN SUB 24001732 3876/281 3618/335 2196/335 879/125
Legal SubdivisionEDA A AUSTIN SUBDIVISION
Legal Tract9
Legal Block9
Legal Lot Number4
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group2
Census Block2036
Census Tract950600

Owner

706 S Willow St is owned by a company that bought it in June 2024 and is owner-occupied.

Source: Effingham County records, as of October 5, 2026

Owner of RecordCompany Name on File
Mailing Address16226 E 1200TH AVE, TEUTOPOLIS, IL 62467-3810
OccupancyOwner Occupied
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2024 · Amount on File
Deed SaleJun 5, 2024 · Amount on File
Prior SaleSep 1, 2023 · Amount on File
Deed Document Number20241732
Prior Transfer DateJan 13, 2006
Prior Transfer Doc002196/335
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateSep 1, 2023
Property Address706 S WILLOW ST, EFFINGHAM, IL 62401-3863
Document Number003876/281
Book / Page3876 / 281
Map ReferenceMB 2 PG 3
Instrument DateOct 6, 2020
Instrument202323002842
Transaction TypeTransfer
Record UpdatedOct 23, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$78.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9305 N 1410TH ST, EFFINGHAM, IL 62401-4855

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address706 S WILLOW ST, EFFINGHAM, IL 62401-3863

Mortgage

Document Number202323002843
DateSep 1, 2023
Instrument202323002843
Lender
NameFIRST NATIONAL BANK OF WATERLOO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 706 S Willow St was $1,502 with a homeowner's exemption, down 6% from the year before.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,502.00 (-6.01%) Homeowner's exemption$32,630 (+10.01%) Land $8,800 Building $23,830$97,890 (+10.01%) Land $26,400 Building $71,490
2024$1,598.00$29,660 Land $8,000 Building $21,660$88,980 Land $24,000 Building $64,980
2022$1,655.00 Homeowner's exemption$24,730 Land $6,670 Building $18,060$74,190 Land $20,010 Building $54,180

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 706 S Willow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 S Willow St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEFFINGHAM
serves 12,252 people · EPA ID IL0490250
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber		1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Fidium Fiber
DSL		500 / 75
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
AT&T
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

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