Johnson County property record for 706 S Main St, Cleburne, TX 76033
| Property Type | Commercial |
|---|---|
| Details | 5,360 sqft |
| Lot Size | 0.551 acres (24,002 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,236 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126-2800-22780 |
| Primary APN | 126-2800-22780 |
|---|---|
| Alternative APN |
|
| Building Area | 5,360 sqft Total Area |
|---|
| Lot Area | 24,002 sqft (0.551 acres) |
|---|---|
| Porch | Covered Porch |
| Porch Area | 320 sqft |
| Account Number | R000037964 |
|---|---|
| Street Address | 706 S MAIN ST |
| City | CLEBURNE |
| State | TX |
| Zip | 76033-6319 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 1 BLK 420 ORIGINAL CLEBURNE |
| Legal Subdivision | ORIGINAL CLEBURNE |
| Legal Block | 420 |
| Legal Lot Number | 1 |
| Jurisdiction | JOHNSON TX |
| Township / Civil Division | CLEBURNE |
| Census Block Group | 2 |
| Census Block | 2153 |
| Census Tract | 130800 |
706 S Main St, a commercial property, is owned by an individual who acquired it in February 2023.
Source: Johnson County records, as of August 25, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 708, CLEBURNE, TX 76033-0540 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2018 | Deed of Trust, Mortgage · Commercial Mortgage PINNACLE BANK |
| Jun 13, 2019 | Deed of Trust, Mortgage · Commercial Mortgage COGENT BANK |
| Jul 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COGENT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2023 |
| Deed Sale | Feb 3, 2023 |
| Prior Sale | Feb 3, 2023 · Amount on File |
| Deed Document Number | 20232655 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON TX |
| Property Address | 706 S MAIN ST, CLEBURNE, TX 76033-6319 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000006566 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | 2018-06566 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | KEENE, TX 76059 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON TX |
| Property Address | 706 S MAIN ST, CLEBURNE, TX 76033-6319 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000015365 |
|---|---|
| Date | Jun 13, 2019 |
| Instrument | 2019-15365 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | CLEBURNE, TX 76033 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON TX |
| Property Address | 706 S MAIN ST, CLEBURNE, TX 76033-6319 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022461 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 2020-22461 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | CLEBURNE, TX 76033 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 706 S Main St was $5,236.
Source: Johnson County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cleburne City |
| County | Johnson County |
| Unified School District | Cleburne Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,236.00 | $292,739 Land $96,006 Building $196,733 | $292,739 Land $96,006 Building $196,733 |
| 2024 | $5,236.00 | ||
| 2023 | $234,838 Land $96,006 Building $138,832 | $234,838 Land $96,006 Building $138,832 | |
| 2021 | $4,845.00 | ||
| 2018 | $6,271.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 706 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 706 S Main St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CLEBURNE serves 34,075 people · EPA ID TX1260003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: T-Mobile, Verizon.
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