706 Ross Ave, Warsaw, IN 46580 Property Records

Kosciusko County property record for 706 Ross Ave, Warsaw, IN 46580

Property Summary

Property Type	Apartments (5+ Units)
Details	4,438 sqft · built 1969
Lot Size	0.647 acres (28,204 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Jan 2024)
Tax Bill	$7,340 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2024 Sale & Mortgage + 6 more
Flood Zone	Zone AE (high risk)
APN	`004-707029-00`

Property Details

APN / Parcel Number

Primary APN	`004-707029-00`
Alternative APNs	`43-11-05-200-265.000-032` `00000007439` `0470702900`

Interior

Units	4 Units
Stories	3 Stories
Building Area	4,438 sqft Total Area
1st Floor Area	2,291 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Wood
Lot Area	28,204 sqft (0.647 acres)
Lot Dimensions	213 ft deep x 132 ft wide
Terrain	Low
View / Lot	Waterfront
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000007439
Street Address	706 ROSS AVE
City	WARSAW
State	IN
Zip	46580-2277
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R-3
Legal Description	4-20-135 LOTS 247 248 & 249 & VAC ST TO WATERS EDGE LAKESIDE PARK
Legal Range	6
Legal Township	32
Legal Section	5
Legal Subdivision	LAKESIDE PARK ADDITION
Legal Lot Number	247
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3011
Census Tract	962000

Owner

Source: Kosciusko County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	706 ROSS AVE, D, WARSAW, IN 46580-2277
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 9, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 9, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 18, 2022	Warranty Deed, Transfer · Line of Credit INTERRA CU
Nov 3, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 29, 2021	Warranty Deed, Transfer
Oct 16, 2019	Correction Deed
Aug 11, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2024 · Amount on Record
Deed Sale	Jan 9, 2024 · Amount on Record
Prior Sale	Nov 18, 2022 · Amount on Record
Deed Document Number	202410309
Prior Transfer Date	Aug 11, 2017
Prior Transfer Doc	2017080442
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Recording Date	Jun 26, 2026
Property Address	706 ROSS AVE, WARSAW, IN 46580-2277
Document Number	0000061503
Instrument Date	Jun 15, 2026
Instrument	202661503
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	706 ROSS AVE, WARSAW, IN 46580-2277

Mortgage

Document Number	0000061503,
Date	Jun 26, 2026
Instrument	202661503

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jan 9, 2024
Property Address	706 ROSS AVE, WARSAW, IN 46580-2277
Document Number	2024010309
Map Reference	MB 1 PG 29
Instrument Date	Jan 5, 2024
Instrument	2024010309
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 ROSS AVE APT D, D, WARSAW, IN 46580-2277

Mortgage

Document Number	2024010310
Date	Jan 9, 2024
Instrument	2024010310

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jan 9, 2024
Property Address	706 ROSS AVE, WARSAW, IN 46580-2277
Document Number	2024010309
Map Reference	MB 1 PG 29
Instrument Date	Jan 5, 2024
Instrument	2024010309
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 ROSS AVE APT D, D, WARSAW, IN 46580-2277

Mortgage

Document Number	2024010310
Date	Jan 9, 2024
Instrument	2024010310

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Nov 18, 2022
Property Address	706 ROSS AVE, WARSAW, IN 46580-2277
Document Number	2022110603
Map Reference	MB 1 PG 45
Instrument Date	Nov 10, 2022
Instrument	2022110603
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 E MAIN ST, WARSAW, IN 46580-3355

Mortgage

Document Number	2022110604
Date	Nov 18, 2022
Instrument	2022110604

Lender

Name	INTERRA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 15, 2042

Interest

Rate Type	Adjustable Rate

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Nov 3, 2022
Property Address	706 ROSS AVE, WARSAW, IN 46580-2277
Document Number	2022110139
Instrument Date	Nov 3, 2022
Instrument	2022110139
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3393 E OLD ROAD 30, WARSAW, IN 46582-8080

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Apr 29, 2021
Property Address	706 ROSS AVE, WARSAW, IN 46580-2277
Document Number	2021041596
Instrument Date	Feb 9, 2021
Instrument	2021041596
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Oct 16, 2019
Property Address	706 ROSS AVE, WARSAW, IN 46580-2277
Document Number	2019100959
Instrument Date	Oct 15, 2019
Instrument	2019100959
Record Updated	Mar 8, 2024

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2026 CONNORS CT, WARSAW, IN 46580-7808

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Aug 11, 2017
Property Address	706 ROSS AVE, WARSAW, IN 46580-2277
Document Number	2017080442
Instrument Date	Aug 11, 2017
Instrument	2017080442
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2026 CONNORS CT, WARSAW, IN 46580-7808

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Wayne Township
Municipality	Warsaw City
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,340.00 (-9.88%)	$448,300 (+13.61%) Land $72,300 Building $376,000	$448,300 (+13.61%) Land $72,300 Building $376,000
2024	$8,145.00 (+45.11%)	$394,600 (+46.15%) Land $70,100 Building $324,500	$394,600 (+46.15%) Land $70,100 Building $324,500
2023	$5,613.00 (+5.95%)	$270,000 (+5.97%) Land $186,300 Building $83,700	$270,000 (+5.97%) Land $186,300 Building $83,700
2022	$5,298.00	$254,800 Land $163,500 Building $91,300	$254,800 Land $163,500 Building $91,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	812.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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