706 Riverside Dr, Sunset Beach, NC 28468 Property Records

Brunswick County property record for 706 Riverside Dr, Sunset Beach, NC 28468

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,123 sqft · built 2019
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$240,500 (Nov 2018)
Tax Bill	$8,685 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Second Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`256ND00109`

Property Details

APN / Parcel Number

Primary APN	`256ND00109`
Alternative APNs	`105409059221` `80077143`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,123 sqft Heated Area
Gross Area	5,283 sqft
1st Floor Area	476 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Metal
Lot Area	10,454 sqft (0.24 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80077143
Street Address	706 RIVERSIDE DR
City	SUNSET BEACH
State	NC
Zip	28468-4691
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR2
Legal Description	L-31 B-40E SUNSET BEACH PL-90/82
Legal Subdivision	OCEAN CLUB ESTATES
Legal Block	40E
Legal Lot Number	31
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	1
Census Block	1006
Census Tract	20512

Owner

706 Riverside Dr is owned by an individual who bought it in November 2018.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	20401 STAGHORN CT, CORNELIUS, NC 28031-7185
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage COGENT BANK
Jun 10, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COGENT BANK
Nov 6, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2018 · Amount on File
Deed Sale	Nov 6, 2018 · Amount on File
Prior Sale	Jul 9, 2014 · Amount on File
Deed Book / Page	4122 / 752
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	706 RIVERSIDE DR, SUNSET BEACH, NC 28468-4691
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045771205
Date	Mar 24, 2021
Book Page	4577/1205

Lender

Name	COGENT BANK
Type	Bank
Address	MONROE, NC 28110

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	239 Months
Due	Feb 22, 2041

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	706 RIVERSIDE DR, SUNSET BEACH, NC 28468-4691
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043750066
Date	Jun 10, 2020
Book Page	4375/66

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Nov 6, 2018
Property Address	706 RIVERSIDE DR, SUNSET BEACH, NC 28468-4691
Document Number	0041220752
Book / Page	004122 / 000752
Instrument Date	Aug 31, 2018
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$481.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20401 STAGHORN CT CORNELIUS NC 280317185, CORNELIUS, NC 28031-7185

Tax Assessment & Valuation

The 2025 property tax bill for 706 Riverside Dr was $8,685.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Sunset Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,570,680 (-) Land $426,000 Building $1,144,680	$1,570,680 (-) Land $426,000 Building $1,144,680
2025	$8,685.00	$1,570,680 Land $426,000 Building $1,144,680	$1,570,680 Land $426,000 Building $1,144,680
2023		$1,570,680 Land $426,000 Building $1,144,680	$1,570,680 Land $426,000 Building $1,144,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 706 Riverside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 970 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,102 units insured incl. 132 condo units
Nearby Flood Claims	210 (1979–2022)
Claims Outside the SFHA	6 of 210
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 43 claims Hurricane Bonnie, Aug 1998 · 53 claims Hurricane Fran, Sep 1996 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 Riverside Dr is moderate, ranking above 64% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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