Shiawassee County property record for 706 River St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $78,000 (Jul 2024) |
| Tax Bill | $2,534 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-660-006-002-00 |
| Primary APN | 050-660-006-002-00 |
|---|
| Lot Area | 3,920 sqft (0.09 acres) |
|---|
| Street Address | 706 RIVER ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SW SEC 13 & BEING PT OF LOT 1 BLK 6 AL & BO WILLIAMS ADD DESC AS BEG N0018'14!E ON N-S LN OF SAID SEC 684.45 FT & N8918 |
| Legal Subdivision | AL & BO WILLIAMS ADD |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30600 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1155 WANDA ST, WALLED LAKE, MI 48390-2570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2022 | Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS |
| Nov 27, 2017 | Deed of Trust, Mortgage CHEMICAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2024 · Amount on Record |
| Deed Sale | Jul 9, 2024 · Amount on Record |
| Prior Sale | Apr 4, 2022 · Amount on Record |
| Deed Document Number | 20243382970 |
| Deed Book / Page | 1318 / 706 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Apr 4, 2022 |
| Property Address | 706 RIVER ST, OWOSSO, MI 48867-2674 |
| Document Number | 0012940596 |
| Book / Page | 1294 / 596 |
| Map Reference | LB 29 PG 499 |
| Instrument Date | Mar 21, 2022 |
| Instrument | 3358510 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $543.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 706 RIVER ST, OWOSSO, MI 48867-2674 |
| Name | Verified Name |
|---|---|
| Address | 706 RIVER ST, OWOSSO, MI 48867-2674 |
| Document Number | 0003358511 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | 3358511 |
| Name | CASON HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 706 RIVER ST, OWOSSO, MI 48867-2674 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012400531 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 1240/0531 |
| Instrument | 3303844 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | MIDLAND, MI 48640 |
| Amount | Amount Recorded |
|---|
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,500 (+10.98%) | $93,000 (+10.98%) | |
| 2025 | $2,534.00 (+71.8%) Homeowner's exemption | $41,900 (+23.96%) | $83,800 (+23.96%) |
| 2023 | $1,475.00 Homeowner's exemption | $33,800 | $67,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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