706 River Oaks Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 706 River Oaks Dr, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,812 sqft · built 1998
Owner	Individual Name on File
Last Sale	$274,000 (Sep 2013)
Tax Bill	$2,903 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
APN	`112-118-6825`

Property Details

APN / Parcel Number

Primary APN	`112-118-6825`
Alternative APN	`49714`

Interior

Building Area	2,812 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	112-118-6825
Street Address	706 RIVER OAKS DR
City	COVINGTON
State	LA
Zip	70433-5054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 115 RIVER OAKS ESTATES PH 3 CB 1464 24 INST NO 925729 INST NO 1065173 INST NO 1161260 INST NO 1520921 INST NO 1810070 INS
Legal Subdivision	RIVER OAKS ESTATES
Legal Phase	3
Legal Lot Number	115
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	4
Census Block Group	1
Census Block	1003
Census Tract	40607

Owner

706 River Oaks Dr is owned and occupied by an individual who bought it in September 2013.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	706 RIVER OAKS DR, COVINGTON, LA 70433-5054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2013 · Amount on File
Deed Sale	Sep 3, 2013 · Amount on File
Prior Sale	May 4, 2011 · Amount on File
Deed Document Number	1914977
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	706 RIVER OAKS DR, COVINGTON, LA 70433-5054
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002057973
Date	Mar 30, 2017
Instrument	2057973

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 706 River Oaks Dr was $2,903 with a homeowner's exemption, down 3.6% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,903.00 (-3.55%) Homeowner's exemption	$31,701 (-) Land $5,800 Building $25,901	$317,014 (-) Land $58,000 Building $259,014
2024	$3,010.00 (+5.24%) Homeowner's exemption	$31,701 (+9.02%) Land $5,800 Building $25,901	$317,014 (+9.03%) Land $58,000 Building $259,014
2023	$2,860.00 Homeowner's exemption	$29,077 (-) Land $5,800 Building $23,277	$290,770 (-) Land $58,000 Building $232,770
2022	$2,860.00 Homeowner's exemption	$29,077 Land $5,800 Building $23,277	$290,770 Land $58,000 Building $232,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 706 River Oaks Dr; there have been 112 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 258 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	258 in force
Nearby Flood Claims	112 (1995–2024)
Claims Outside the SFHA	3 of 112
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Sep 2021 · 48 claims Hurricane Isaac, Aug 2012 · 36 claims Hurricane Katrina, Aug 2005 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 River Oaks Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST TAMMANY WATER DISTRICT 3 serves 2,920 people · EPA ID LA1103056
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Aug 2014
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Metronet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20