Monmouth County and Union Beach Borough property record for 706 Prospect Ave, Union Beach, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,660 sqft · built 2017 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (Dec 2017) |
| Tax Bill | $18,303 (2025) |
| Deeds & Mortgages | Apr 2019 Line of Credit Dec 2017 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 50-00210-0000-00001 |
| Primary APN | 50-00210-0000-00001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,660 sqft Living Area |
| 1st Floor Area | 1,418 sqft |
| Upper Floors Area | 1,242 sqft |
| Basement Area | 168 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Basement |
| Garage Area | 1,230 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Porch |
| Deck Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 00002141 |
|---|---|
| Street Address | 706 PROSPECT AVE |
| City | UNION BEACH |
| State | NJ |
| Zip | 07735-3145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Subdivision | INCL |
| Legal Block | 210 |
| Legal Lot Number | 1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | UNION BEACH |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 801800 |
706 Prospect Ave is owned and occupied by an individual who bought it in December 2017.
Source: Monmouth County and Union Beach Borough records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 706 PROSPECT AVE, UNION BEACH, NJ 07735-3145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2019 | Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA |
| Dec 29, 2017 | Grant Deed, Transfer RIDGEVIEW TITLE AND SETTLEMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2017 · Amount on File |
| Deed Sale | Dec 29, 2017 · Amount on File |
| Prior Sale | Nov 28, 2016 · Amount on File |
| Deed Document Number | 2017125757 |
| Deed Book / Page | 9265 / 5332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 706 PROSPECT AVE, UNION BEACH, NJ 07735-3145 |
| Document Number | 0000034371 |
| Instrument Date | Apr 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 706 PROSPECT AVE UNION BEACH NJ 077353145, UNION BEACH, NJ 07735-3145 |
| Document Number | 0000034371 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 009344/005044 |
| Instrument | 34371 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 21, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 29, 2017 |
| Property Address | 706 PROSPECT AVE, UNION BEACH, NJ 07735-3145 |
| Document Number | 0000125757 |
| Book / Page | 009265 / 005332 |
| Instrument Date | Dec 12, 2017 |
| Instrument | 125757 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2018 |
| Title Company | RIDGEVIEW TITLE AND SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $420.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 706 PROSPECT AVE UNION BEACH NJ 077353145, UNION BEACH, NJ 07735-3145 |
The 2025 property tax bill for 706 Prospect Ave was $18,303, up 14.2% from the year before.
Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Union Beach Borough |
| Unified School District | Union Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $899,900 (+5.46%) Land $258,000 Building $641,900 | $899,900 (+5.46%) Land $258,000 Building $641,900 | |
| 2025 | $18,303.00 (+14.15%) | $853,300 Land $234,500 Building $618,800 | $853,300 Land $234,500 Building $618,800 |
| 2024 | $16,034.00 | ||
| 2023 | $739,900 Land $177,400 Building $562,500 | $739,900 Land $177,400 Building $562,500 | |
| 2022 | $13,029.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 706 Prospect Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 197 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 197 in force |
| Nearby Flood Claims | 344 (1978–2014) |
| Claims Outside the SFHA | 24 of 344 |
| Most Recent Claim | Nov 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 706 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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