706 Post Oak Dr, El Dorado, AR 71730 Property Records

Union County property record for 706 Post Oak Dr, El Dorado, AR 71730

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,452 sqft · built 1999
Lot Size	0.837 acres (36,460 sqft)
Owner	2 Individual Names on Record
Last Sale	$301,000 (Sep 2021)
Tax Bill	$2,023 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03120-00078-0000`

Property Details

APN / Parcel Number

Primary APN	`03120-00078-0000`
Alternative APN	`32445`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,452 sqft Living Area
1st Floor Area	2,452 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	36,460 sqft (0.837 acres)
Lot Dimensions	193 ft deep x 126 ft wide
Garage Type	Attached
Garage Area	506 sqft
Driveway	Concrete Driveway
Driveway Area	1,592 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	338 sqft
Patio Area	222 sqft
Utility Building	1,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	706 POST OAK DR
City	EL DORADO
State	AR
Zip	71730-8528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK MANOR S-D S 1/2 LOT LOT 3 #963830 #016577 #06-7101 #06-12364 #08R155513 #16R008368 #21R006708
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	OAK MANOR S-D
Legal Block	10
Legal Lot Number	3
Jurisdiction	UNION AR
Township / Civil Division	EL DORADO
Census Block Group	3
Census Block	3017
Census Tract	950402

Owner

Source: Union County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	706 POST OAK DR, EL DORADO, AR 71730-8528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST TRUST HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Prior Sale	Oct 27, 2006 · Amount on Record
Deed Document Number	20216708
Prior Transfer Date	Oct 23, 2008
Prior Transfer Doc	2008R155513
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	706 POST OAK DR, EL DORADO, AR 71730-8528
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R003840
Date	May 26, 2021
Instrument	2021R003840

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.88%
Index	LIBOR

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	706 POST OAK DR, EL DORADO, AR 71730-8528
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R006709
Date	Sep 16, 2021
Instrument	2021R006709

Lender

Name	FIRST TRUST HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Union County
Unified School District	El Dorado School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,980 (-) Land $6,620 Building $54,360	$304,900 (-) Land $33,100 Building $271,800
2025	$2,023.00 (+2.07%) Homeowner's exemption	$60,980 (-) Land $6,620 Building $54,360
2024			$304,900 (-) Land $33,100 Building $271,800
2023	$1,982.00 Homeowner's exemption	$60,980 Land $6,620 Building $54,360	$304,900 Land $33,100 Building $271,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 9, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK MANOR WATER ASSOCIATION private · serves 338 people · EPA ID AR0000558
Water Source	Purchased groundwater from EL DORADO WATERWORKS
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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