Benton County property record for 706 Pennington St, Lowell, AR 72745
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,691 sqft · built 2001 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Jun 2018) |
| Tax Bill | $2,286 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01871-000 |
| Primary APN | 12-01871-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,691 sqft Living Area |
| Gross Area | 2,091 sqft |
| 1st Floor Area | 1,691 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 130 sqft |
| Deck Area | 45 sqft |
| Patio Area | 140 sqft |
| Utility Building | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 44465 |
|---|---|
| Street Address | 706 PENNINGTON ST |
| City | LOWELL |
| State | AR |
| Zip | 72745-9590 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT P1-650 10/1/98 |
| Legal Range | 30 |
| Legal Township | 18 |
| Legal Section | 01 |
| Legal Subdivision | CAMBRIDGE PLACE SUB-LOWELL |
| Legal Lot Number | 128 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 21406 |
706 Pennington St is owned and occupied by two individuals who bought it in June 2018.
Source: Benton County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 706 PENNINGTON ST, LOWELL, AR 72745-9590 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIRST SEC BK |
| Jun 8, 2018 | Warranty Deed, Transfer ARVEST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2018 · Amount on File |
| Deed Sale | Jun 8, 2018 · Amount on File |
| Prior Sale | Aug 27, 2001 · Amount on File |
| Deed Document Number | 201829516 |
| Transfer Doc | 0000000000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 706 PENNINGTON ST, LOWELL, AR 72745-9590 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | L202266903 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | L202266903 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 19, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 706 PENNINGTON ST, LOWELL, AR 72745-9590 |
| Document Number | 0000073522 |
| Instrument Date | Nov 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 706 PENNINGTON ST LOWELL AR 727459590, LOWELL, AR 72745-9590 |
| Document Number | 0000073522 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 73522 |
| Name | FIRST SEC BK |
|---|---|
| Type | Bank |
| Address | SEARCY, AR 72143 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 9, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Jun 8, 2018 |
| Property Address | 706 PENNINGTON ST, LOWELL, AR 72745-9590 |
| Document Number | 0000029516 |
| Instrument Date | Jun 7, 2018 |
| Instrument | 29516 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2018 |
| Title Company | WACO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.50 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 706 PENNINGTON ST LOWELL AR 727459590, LOWELL, AR 72745-9590 |
| Document Number | 29517 |
|---|---|
| Date | Jun 8, 2018 |
| Instrument | 29517 |
| Name | ARVEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | LOWELL, AR 72745 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 7, 2048 |
The 2026 property tax bill for 706 Pennington St was $2,286 with a homeowner's exemption, up 5.4% from the year before.
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Lowell City |
| Unified School District | Rogers Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,286.00 (+5.39%) Homeowner's exemption | $59,026 (-) Land $15,200 Building $43,826 | $295,130 (-) Land $76,000 Building $219,130 |
| 2025 | $2,169.00 Homeowner's exemption | $59,026 Land $15,200 Building $43,826 | $295,130 (-) Land $76,000 Building $219,130 |
| 2024 | $295,130 (+52.76%) Land $76,000 Building $219,130 | ||
| 2023 | $1,826.00 Homeowner's exemption | $38,640 Land $7,200 Building $31,440 | $193,200 Land $36,000 Building $157,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 706 Pennington St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 706 Pennington St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575 |
|---|---|
| Water Source | Purchased surface water from BEAVER WATER DISTRICT |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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