706 N Walnut St, Creston, IA 50801 Property Records

Union County property record for 706 N Walnut St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,100 sqft · built 1908
Lot Size	0.194 acres (8,450 sqft)
Owner	Individual Name on File
Tax Bill	$1,206 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0501284003`

Property Details

APN / Parcel Number

Primary APN	`0501284003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	716 sqft
Basement Area	358 sqft
Unfinished Basement	414 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,450 sqft (0.194 acres)
Lot Dimensions	130 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Patio Area	235 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	706 N WALNUT ST
City	CRESTON
State	IA
Zip	50801-1548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWIG 2ND N 65 FT LOT 14
Legal Subdivision	SWIGERTS ADD 02
Legal Lot Number	14
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	4
Census Block	4045
Census Tract	190400

Owner

706 N Walnut St, a single family home, is owned by an individual.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	302 E FREMONT ST, CRESTON, IA 50801-3916
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Jun 26, 2020
Property Address	706 N WALNUT ST, CRESTON, IA 50801-1548
Document Number	001223/320
Book / Page	1223 / 320
Instrument Date	Jun 24, 2020
Instrument	2020-00001113
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 N WALNUT ST, CRESTON, IA 50801-1548

Mortgage

Document Number	001223/322
Date	Jun 26, 2020
Book Page	1223/322
Instrument	2020-00001114

Lender

Name	GREATER IOWA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 706 N Walnut St was $1,206, down 11.3% from the year before.

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,300 (-) Land $10,040 Building $62,260	$72,300 (-) Land $10,040 Building $62,260
2025	$1,206.00 (-11.32%)	$72,300 Land $10,040 Building $62,260	$72,300 Land $10,040 Building $62,260
2024	$1,360.00
2023		$56,540 Land $10,740 Building $45,800	$56,540 Land $10,740 Building $45,800
2022	$1,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 706 N Walnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 N Walnut St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision.

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