706 N Main St, Lapeer, MI 48446 Property Records

Lapeer County property record for 706 N Main St, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,372 sqft · built 1900
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,000 (Nov 2025)
Tax Bill	$1,799 (2025)
Deeds & Mortgages	Nov 2025 Transfer Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L20-48-900-040-00`

Property Details

APN / Parcel Number

Primary APN	`L20-48-900-040-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,372 sqft Living Area
1st Floor Area	948 sqft
Basement Area	390 sqft
Flooring	Carpet

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	706 N MAIN ST
City	LAPEER
State	MI
Zip	48446-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 1 FM
Legal Description	CITY OF LAPEER R ORIGINAL PLAT NW 1/4 LOT 5 BLK 29
Legal Subdivision	CITY OF LAPEER R ORIGINAL
Legal Block	29
Legal Lot Number	5
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	2
Census Block	2039
Census Tract	337500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	706 N MAIN ST, LAPEER, MI 48446-1927
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Intrafamily Transfer, Transfer FIRST PREMIER TITLE AGENCY
Nov 6, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2025 · Amount on Record
Deed Sale	Nov 6, 2025 · Amount on Record
Prior Sale	Feb 4, 2011 · Amount on Record
Deed Book / Page	3487 / 157
Last Transfer Date	Nov 10, 2025
Transfer Doc	0034880273
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Nov 12, 2025
Property Address	706 N MAIN ST, LAPEER, MI 48446-1927
Document Number	0034880273
Book / Page	3488 / 273
Instrument Date	Nov 10, 2025
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	FIRST PREMIER TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	706 N MAIN ST, LAPEER, MI 48446-1927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 N MAIN ST, LAPEER, MI 48446-1927

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Nov 6, 2025
Property Address	706 N MAIN ST, LAPEER, MI 48446-1927
Document Number	0034870157
Book / Page	3487 / 157
Map Reference	LB D PG 1
Instrument Date	Nov 4, 2025
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,515.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	706 N MAIN ST, LAPEER, MI 48446-1927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 PINNACLE CT, LAKE ORION, MI 48360-2478

Mortgage

Document Number	0003487430
Date	Nov 6, 2025
Instrument	3487/430

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Mortgage

Document Number	0034870448
Date	Nov 7, 2025
Book Page	3487/448

Lender

Name	FIRST STATE BANK
Type	Bank
Address	41240 HAYES CLINTON, CLINTON TOWNSHIP, MI 48038

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,100 (+12.61%)	$148,200 (+12.61%)
2025	$1,799.00 (+3.63%)	$65,800 (+19.2%)	$131,600 (+19.2%)
2024	$1,736.00 (+10.36%)
2023		$55,200	$110,400
2022	$1,573.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2009)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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