706 N Main St, Dobson, NC 27017 Property Records

Surry County property record for 706 N Main St, Dobson, NC 27017

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,579 sqft · built 1970
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$61,500 (Sep 2017)
Tax Bill	$673 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4997-18-40-1613`

Property Details

APN / Parcel Number

Primary APN	`4997-18-40-1613`
Alternative APN	`100113939`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,579 sqft Living Area
1st Floor Area	1,579 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	48,352 sqft (1.11 acres)
Lot Width	170 ft Width
Garage Type	Carport
Garage Area	435 sqft
Carport	Carport
Carport Area	435 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100113939
Street Address	706 N MAIN ST
City	DOBSON
State	NC
Zip	27017-8834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 11 RIDGE VIEW ESTATEPB21 PG93
Legal Subdivision	RIDGE VIEW ESTATE
Legal Lot Number	11
Jurisdiction	SURRY NC
Township / Civil Division	DOBSON
Census Block Group	1
Census Block	1004
Census Tract	931002

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	706 N MAIN ST, DOBSON, NC 27017-8834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 30, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Sep 28, 2017	Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
Jul 5, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 23, 2017	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Prior Sale	Feb 23, 2017
Deed Book / Page	1608 / 971
Last Transfer Date	Jul 25, 2019
Transfer Doc	001676/935
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Recording Date	Aug 18, 2026
Property Address	706 N MAIN ST, DOBSON, NC 27017-8834
Document Number	0000736217
Book / Page	1986 / 160
Instrument Date	Aug 11, 2026
Instrument	2026736217
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 N MAIN ST, DOBSON, NC 27017-8834

Mortgage

Document Number	0000736217,
Date	Aug 18, 2026
Book Page	1986/160
Instrument	2026736217

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2056

Interest

Max Rate	-1%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jul 30, 2019
Property Address	706 N MAIN ST, DOBSON, NC 27017-8834
Document Number	001676/935
Book / Page	1676 / 935
Instrument Date	Jul 25, 2019
Instrument	665221
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 N MAIN ST, DOBSON, NC 27017-8834
Investor	Possibly a Property Investor

Mortgage

Document Number	001676/937
Date	Jul 30, 2019
Book Page	1676/937
Instrument	665222

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

September 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Sep 28, 2017
Property Address	706 N MAIN ST, DOBSON, NC 27017-8834
Document Number	01608/0971
Book / Page	1608 / 0971
Instrument Date	Aug 8, 2017
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15480 LAGUNA CANYON RD, 15480, IRVINE, CA 92618-2132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 N MAIN ST, DOBSON, NC 27017-8834

Mortgage

Document Number	01608/0974
Date	Sep 28, 2017
Book Page	1608/0974

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Non-Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SURRY NC
Recording Date	Jul 5, 2017
Property Address	706 N MAIN ST, DOBSON, NC 27017-8834
Document Number	01599/0474
Book / Page	1599 / 0474
Instrument Date	Jul 5, 2017
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Tax	$158.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15480 LAGUNA CANYON RD, IRVINE, CA 92618-2132

February 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	SURRY NC
Recording Date	Feb 23, 2017
Property Address	706 N MAIN ST, DOBSON, NC 27017-8834
Document Number	01585/0521
Book / Page	1585 / 0521
Instrument Date	Feb 23, 2017
Transaction Type	Foreclosure
Record Updated	Aug 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 N MAIN ST, DOBSON, NC 27017-8834

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$673.00 (+0.45%)	$81,470 (-23.14%) Land $14,300 Building $67,170	$81,470 (-23.14%) Land $14,300 Building $67,170
2025	$670.00 (+49.22%)	$106,000 (+30.11%) Land $17,600 Building $88,400	$106,000 (+30.11%) Land $17,600 Building $88,400
2023	$449.00	$81,470 Land $14,300 Building $67,170	$81,470 Land $14,300 Building $67,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DOBSON serves 2,615 people · EPA ID NC0286030
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

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