706 N Elm St, Marlow, OK 73055 Property Records

Stephens County property record for 706 N Elm St, Marlow, OK 73055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 1975
Lot Size	0.285 acres (12,403 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Mar 2024)
Tax Bill	$1,440 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`27529`

Property Details

APN / Parcel Number

Primary APN	`27529`
Alternative APN	`3001-00-153-004-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,403 sqft (0.285 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	380 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27529
Street Address	706 N ELM ST
City	MARLOW
State	OK
Zip	73055-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 153 S1/2 LOTS 4,5,6 MARLOW CITY
Legal Range	07W
Legal Township	02N
Legal Section	8
Legal Subdivision	CITY OF MARLOW
Legal Block	153
Legal Lot Number	4-6
Jurisdiction	STEPHENS OK
Township / Civil Division	MARLOW
Census Block Group	2
Census Block	2015
Census Tract	902

Owner

706 N Elm St is owned and occupied by an individual who bought it in March 2024.

Source: Stephens County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	706 N ELM ST, MARLOW, OK 73055-1412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANCFIRST
Mar 11, 2024	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE LINK INC
Aug 13, 2021	Intrafamily Transfer, Transfer
Jan 13, 2021	Special Warranty Deed, Transfer NATIONS TITLE/OKC, NATIONS TITLE OF OKC
Apr 1, 2020	Special Warranty Deed, Foreclosure
Mar 23, 2020	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2024 · Amount on File
Deed Sale	Mar 11, 2024 · Amount on File
Prior Sale	Jan 13, 2021 · Amount on File
Deed Document Number	20241993
Deed Book / Page	6477 / 97
Prior Transfer Date	Mar 13, 2020
Prior Transfer Doc	005794/157
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Recording Date	Jun 8, 2026
Property Address	706 N ELM ST, MARLOW, OK 73055-1412
Document Number	0000004891
Book / Page	6876 / 112
Instrument Date	Jun 2, 2026
Instrument	20264891
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 N ELM ST, MARLOW, OK 73055-1412

Mortgage

Document Number	0000004891,
Date	Jun 8, 2026
Book Page	6876/112
Instrument	20264891

Lender

Name	BANCFIRST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 10, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.72%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Mar 11, 2024
Property Address	706 N ELM ST, MARLOW, OK 73055-1412
Document Number	0006477/97
Book / Page	6477 / 97
Instrument Date	Mar 11, 2024
Instrument	I-2024-001993
Transaction Type	Transfer
Record Updated	Mar 28, 2024
Title Company	STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS CNTY ABSTRACT & DUN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 N ELM ST, MARLOW, OK 73055-1412

Mortgage

Document Number	I2024001994
Date	Mar 11, 2024
Instrument	I-2024-001994

Lender

Name	THE MORTGAGE LINK INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEPHENS OK
Recording Date	Aug 13, 2021
Property Address	706 N ELM ST, MARLOW, OK 73055-1412
Document Number	006021/297
Book / Page	6021 / 297
Instrument Date	Aug 11, 2021
Instrument	2021-007618
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 N ELM ST, MARLOW, OK 73055-1412

January 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Jan 13, 2021
Property Address	706 N ELM ST, MARLOW, OK 73055-1412
Document Number	005911/288
Book / Page	5911 / 288
Instrument Date	Dec 22, 2020
Instrument	2021-000320
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	706 N ELM ST, MARLOW, OK 73055-1412

April 2020: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Apr 1, 2020
Property Address	706 N ELM ST, MARLOW, OK 73055-1412
Document Number	005797/133
Book / Page	5797 / 133
Instrument Date	Mar 19, 2020
Instrument	2020-002702
Transaction Type	Foreclosure
Record Updated	Aug 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W END AVE # 760W, 760W, NASHVILLE, TN 37203-1042

March 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	STEPHENS OK
Recording Date	Mar 23, 2020
Property Address	706 N ELM ST, MARLOW, OK 73055-1412
Document Number	005794/157
Book / Page	5794 / 157
Instrument Date	Mar 13, 2020
Instrument	2020-002492
Transaction Type	Foreclosure
Record Updated	Aug 26, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Judgment Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10500 KINCAID DR STE 300, 300, FISHERS, IN 46037-9764

Tax Assessment & Valuation

The 2025 property tax bill for 706 N Elm St was $1,440.

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Marlow City
Unified School District	Marlow Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,806 (+3.4%) Land $662 Building $14,144	$134,602 (+3.4%) Land $6,020 Building $128,582
2025	$1,440.00	$14,319 (+44%) Land $662 Building $13,657	$130,179 (+32.35%) Land $6,020 Building $124,159
2024	$1,440.00 (+58.42%) Homeowner's exemption	$9,944 (+3%) Land $662 Building $9,282	$98,363 (+12.08%) Land $6,020 Building $92,343
2023	$909.00 Homeowner's exemption	$9,654 Land $662 Building $8,992	$87,762 Land $6,020 Building $81,742

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 706 N Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 N Elm St is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 72% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS CO RWD #5 serves 6,426 people · EPA ID OK2006969
Water Source	Purchased surface water from DUNCAN PUBLIC UTILITIES AUTHORITY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T.

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