706 N Division St, Creston, IA 50801 Property Records

Union County property record for 706 N Division St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1949
Lot Size	0.286 acres (12,480 sqft)
Owner	Individual Name on Record
Last Sale	$56,000 (Sep 2021)
Tax Bill	$1,966 (2024)
Deeds & Mortgages	Jul 2009 Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0501331016`

Property Details

APN / Parcel Number

Primary APN	`0501331016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	384 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,480 sqft (0.286 acres)
Lot Dimensions	120 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	706 N DIVISION ST
City	CRESTON
State	IA
Zip	50801-2230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEVY'SBLK 1LOTS 1 & 19
Legal Lot Number	1,19
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	5
Census Block	5029
Census Tract	190400

Owner

Source: Union County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	706 N DIVISION ST, CRESTON, IA 50801-2230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2009	Deed of Trust, Mortgage IOWA STATE SAVINGS BANK
Sep 8, 2021	Affidavit, Transfer
Sep 8, 2021	Deed, Transfer · Conventional Mortgage PCSB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2021 · Amount on Record
Deed Sale	Sep 8, 2021 · Amount on Record
Prior Sale	Jan 26, 2016 · Amount on Record
Deed Document Number	2021-00002012
Deed Book / Page	1261 / 146
Record Updated	Jun 8, 2026

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	706 N DIVISION ST, CRESTON, IA 50801-2230
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000959/035
Date	Jul 31, 2009
Book Page	0959/035
Instrument	00001471

Lender

Name	IOWA STATE SAVINGS BANK
Address	CRESTON, IA 50801

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2039

September 2021: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	UNION IA
Recording Date	Sep 8, 2021
Property Address	706 N DIVISION ST, CRESTON, IA 50801-2230
Document Number	001261/150
Book / Page	1261 / 150
Instrument Date	Sep 8, 2021
Instrument	2021-00002014
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 N DIVISION ST, CRESTON, IA 50801-2230

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION IA
Recording Date	Sep 8, 2021
Property Address	706 N DIVISION ST, CRESTON, IA 50801-2230
Document Number	001261/146
Book / Page	1261 / 146
Instrument Date	Sep 4, 2021
Instrument	2021-00002012
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$88.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 N DIVISION ST, CRESTON, IA 50801-2230

Mortgage

Document Number	202100002015
Date	Sep 8, 2021
Instrument	2021-00002015

Lender

Name	PCSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,770 (+1.58%) Land $14,040 Building $100,730	$114,770 (+1.58%) Land $14,040 Building $100,730
2024	$1,966.00 (-15.77%)
2023		$112,980 Land $16,690 Building $96,290	$112,980 Land $16,690 Building $96,290
2022	$2,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1981–2026)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision.

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