706 N Commerce Ave, Front Royal, VA 22630 Property Records

Warren County property record for 706 N Commerce Ave, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1940
Lot Size	0.086 acres (3,746 sqft)
Owner	2 Individual Names on File
Last Sale	$2,000,000 (Jan 2021)
Tax Bill	$1,215 (2026)
Deeds & Mortgages	Mar 2020 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`20/A5/6/33/23`

Property Details

APN / Parcel Number

Primary APN	`20/A5/6/33/23`
Alternative APN	`10718`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,008 sqft Living Area
Gross Area	1,658 sqft
1st Floor Area	504 sqft
Basement Area	504 sqft
Unfinished Basement	504 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,746 sqft (0.086 acres)
Lot Dimensions	125 ft deep x 30 ft wide
Terrain	Rolling
Porch	Slab
Porch Area	98 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10718
Old Parcel Number	20A5 633 23
Street Address	706 N COMMERCE AVE
City	FRONT ROYAL
State	VA
Zip	22630-3420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Description	L 23 BL 33 FRONT ROYAL RIVERTON IMP CO
Legal Subdivision	RIVERTON
Legal Lot Number	23
Jurisdiction	WARREN VA
Township / Civil Division	SHENANDOAH
Census Block Group	3
Census Block	3005
Census Tract	20500

Owner

706 N Commerce Ave is owned by two individuals who bought it in January 2021.

Source: Warren County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 684, FRONT ROYAL, VA 22630-0015
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2021 · Amount on File
Deed Sale	Jan 8, 2021 · Amount on File
Prior Sale	Mar 11, 2020 · Amount on File
Deed Document Number	2021223
Prior Transfer Date	Jan 1, 2021
Prior Transfer Doc	0000000223
Record Updated	Oct 29, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Mar 11, 2020
Property Address	706 N COMMERCE AVE, FRONT ROYAL, VA 22630-3420
Document Number	0200001516
Map Reference	MB S PG 300
Instrument Date	Mar 10, 2020
Instrument	200001516
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 684, FRONT ROYAL, VA 22630-0015

Mortgage

Document Number	0200001517
Date	Mar 11, 2020
Instrument	200001517

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 706 N Commerce Ave was $1,215, up 18.8% from the year before.

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Municipality	Front Royal Town
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,215.00 (+18.77%)	$213,700 (-) Land $45,700 Building $168,000
2025	$1,023.00 (+24%)	$213,700 (+26.9%) Land $45,700 Building $168,000	$213,700 (+26.9%) Land $45,700 Building $168,000
2024	$825.00	$168,400 (-) Land $46,000 Building $122,400	$168,400 (-) Land $46,000 Building $122,400
2023		$168,400 Land $46,000 Building $122,400	$168,400 Land $46,000 Building $122,400
2022	$825.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 706 N Commerce Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	42 (1985–2025)
Claims Outside the SFHA	4 of 42
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 N Commerce Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRONT ROYAL serves 15,000 people · EPA ID VA2187406
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20