706 N Cherry St, Creston, IA 50801 Property Records

Union County property record for 706 N Cherry St, Creston, IA 50801

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,322 sqft · built 1893
Lot Size0.179 acres (7,800 sqft)
Owner2 Individual Names on File
Last Sale$35,000 (Jan 2008)
Tax Bill$1,506 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN0501287003

Property Details

APN / Parcel Number

Primary APN0501287003

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,322 sqft Living Area
1st Floor Area672 sqft
AtticAttic
Attic Area370 sqft
Basement Area952 sqft
Unfinished Basement952 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1893
Effective Year BuiltEffective 1893
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,800 sqft (0.179 acres)
Lot Dimensions130 ft deep x 60 ft wide

Exterior Amenities

PorchPorch
Porch Area132 sqft
Deck Area96 sqft
Patio Area216 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address706 N CHERRY ST
CityCRESTON
StateIA
Zip50801-1614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSWIG 2ND N-2 LOT 68
Legal SubdivisionSWIGERTS SECOND ADDITION
Legal Lot Number68
JurisdictionUNION IA
Township / Civil DivisionCRESTON
Census Block Group4
Census Block4027
Census Tract190400

Owner

706 N Cherry St is owned and occupied by two individuals who acquired it in March 2025.

Source: Union County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address706 N CHERRY ST, CRESTON, IA 50801-1614
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2008 · Amount on File
Deed SaleJan 30, 2008 · Amount on File
Deed Document Number2008239
Deed Book / Page917 / 80
Last Transfer DateMar 3, 2025
Transfer Doc001349/213
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION IA
Property Address706 N CHERRY ST, CRESTON, IA 50801-1614
Transaction TypeMortgage
Record UpdatedApr 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001282/336
DateJun 6, 2022
Book Page1282/336
Instrument2022-00001054
Lender
NameFIRST NATIONAL BANK CRESTON
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJun 15, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 706 N Cherry St was $1,506 with a homeowner's exemption, up 0.5% from the year before.

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityCreston City
CountyUnion County
Unified School DistrictCreston Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$101,300 (-) Land $9,270 Building $92,030$101,300 (-) Land $9,270 Building $92,030
2025$1,506.00 (+0.53%) Homeowner's exemption$101,300 Land $9,270 Building $92,030$101,300 Land $9,270 Building $92,030
2024$1,498.00
2023$61,250 Land $9,920 Building $51,330$61,250 Land $9,920 Building $51,330
2022$1,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 706 N Cherry St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 N Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTON WATER SUPPLY
serves 7,536 people · EPA ID IA8816089
Water SourceSurface water
Last State InspectionDec 2023
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment Techniques
Jun 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Lockridge Networks
Fixed Wireless
100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision.

Nearby Properties on N Cherry St

Nearby Streets

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