706 N 38th St, Nixa, MO 65714 Property Records

Christian County property record for 706 N 38th St, Nixa, MO 65714

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,815 sqft · built 1992
Lot Size	0.497 acres (21,632 sqft)
Owner	2 Individual Names on File
Last Sale	$189,525 (May 2026)
Tax Bill	$1,998 (2025)
Deeds & Mortgages	Oct 2022 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-0.4-20-4-2-6`

Property Details

APN / Parcel Number

Primary APN	`11-0.4-20-4-2-6`
Alternative APN	`11-0.4-20-004-002-006.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,815 sqft Living Area
1st Floor Area	1,815 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,632 sqft (0.497 acres)
Lot Dimensions	104 ft deep x 208 ft wide
Garage Area	864 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	706 N 38TH ST
City	NIXA
State	MO
Zip	65714-7526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 FINLEY VALLEY
Legal Range	21W
Legal Township	27N
Legal Section	20
Legal Subdivision	FINLEY VALLEY
Legal Lot Number	31
Jurisdiction	CHRISTIAN MO
Township / Civil Division	WEST FINLEY
Census Block Group	1
Census Block	1014
Census Tract	20304

Owner

706 N 38th St is owned and occupied by two individuals who bought it in May 2026.

Source: Christian County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	706 N 38TH ST, NIXA, MO 65714-7526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Mar 11, 2021	Beneficiary Deed, Transfer
Mar 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Jun 5, 2018	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Prior Sale	Dec 13, 2019
Deed Document Number	20266330
Deed Book / Page	2026 / 6244
Prior Transfer Date	Dec 12, 2019
Prior Transfer Doc	0201916712
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	706 N 38TH ST, NIXA, MO 65714-7526
Transaction Type	Mortgage
Record Updated	Jun 4, 2026
Title Company	ABLE TITLE INSURANCE AGENCY, BLEND TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 N 38TH ST, NIXA, MO 65714-7526

Mortgage

Document Number	0202215405
Date	Oct 14, 2022
Book Page	2022/15405
Instrument	2022L15564

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	May 22, 2026
Property Address	706 N 38TH ST, NIXA, MO 65714-7526
Document Number	0000006330
Book / Page	2026 / 6244
Instrument Date	May 22, 2026
Instrument	20266330
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	HOGAN LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 N 38TH ST, NIXA, MO 65714-7526

Mortgage

Document Number	0000006331,
Date	May 22, 2026
Book Page	2026/6245
Instrument	20266331

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Mar 11, 2021
Property Address	706 N 38TH ST, NIXA, MO 65714-7526
Document Number	0202104675
Book / Page	2021 / 4675
Instrument Date	Mar 11, 2021
Instrument	2021L04706
Transaction Type	Transfer
Record Updated	Jun 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	706 N 38TH ST, NIXA, MO 65714-7526

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHRISTIAN MO
Recording Date	Mar 27, 2019
Property Address	706 N 38TH ST, NIXA, MO 65714-7526
Document Number	0201903188
Book / Page	2019 / 03188
Instrument Date	Mar 26, 2019
Instrument	2019L03233
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	PREFERRED TITLE OF MO INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 N 38TH ST, NIXA, MO 65714-7526

Mortgage

Document Number	2019L03234
Date	Mar 27, 2019
Instrument	2019L03234

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jun 5, 2018
Property Address	706 N 38TH ST, NIXA, MO 65714-7526
Document Number	0201807175
Book / Page	002018 / 007175
Instrument Date	May 31, 2018
Instrument	7255
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	706 N 38TH ST NIXA MO 657147526, NIXA, MO 65714-7526

Mortgage

Document Number	201807176
Date	Jun 5, 2018
Book Page	002018/007176
Instrument	7256

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 706 N 38th St was $1,998, up 5.5% from the year before.

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,998.00 (+5.55%)	$33,670	$177,200 Land $25,000 Building $152,200
2024	$1,893.00
2023		$31,620 (+6%)	$166,400 Land $25,000 Building $141,400
2022		$29,830
2021			$157,000 Land $15,600 Building $141,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 706 N 38th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 N 38th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon, White River Connect.

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