706 Milldam Rd, Towson, MD 21286 Property Records

Baltimore County property record for 706 Milldam Rd, Towson, MD 21286

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,552 sqft · built 1956
Lot Size	1.41 acres (61,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$749,000 (Jun 2013)
Tax Bill	$10,144 (2024)
Deeds & Mortgages	Nov 2022 Line of Credit May 2019 Mortgage + 2 more
APN	`09-0914400290`

Property Details

APN / Parcel Number

Primary APN	`09-0914400290`
Alternative APNs	`90914400290` `0914400290`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,552 sqft Living Area
Gross Area	5,036 sqft
1st Floor Area	3,053 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Stone
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	61,420 sqft (1.41 acres)
Lot Dimensions	279 ft deep x 217 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	0914400290
Street Address	706 MILLDAM RD
City	TOWSON
State	MD
Zip	21286-1429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON
Legal Subdivision	HAMPTON
Legal Block	2
Legal Lot Number	2
Jurisdiction	BALTIMORE MD
Township / Civil Division	9
Census Block Group	2
Census Block	2003
Census Tract	490100

Owner

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	706 MILLDAM RD, BALTIMORE, MD 21286-1429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
May 15, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 17, 2019	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2013 · Amount on Record
Deed Sale	Jun 19, 2013 · Amount on Record
Prior Sale	Oct 15, 1999 · Amount on Record
Deed Book / Page	33808 / 96
Prior Transfer Date	Jan 8, 2008
Prior Transfer Doc	0266000670
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	706 MILLDAM RD, BALTIMORE, MD 21286-1429
Transaction Type	Mortgage
Record Updated	Nov 23, 2022
Title Company	CORPORATE SETTLEMENT SOLUTIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 MILLDAM RD, TOWSON, MD 21286-1429

Mortgage

Document Number	0475340260
Date	Nov 15, 2022
Book Page	47534/260

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	BEL AIR, MD 21014

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	706 MILLDAM RD, BALTIMORE, MD 21286-1429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0414200357
Date	May 15, 2019
Book Page	41420/357

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	TOWSON, MD 21204

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	264 Months
Due	May 3, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	706 MILLDAM RD, BALTIMORE, MD 21286-1429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0422340438
Date	Dec 17, 2019
Book Page	42234/438

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	TOWSON, MD 21204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Dec 4, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	706 MILLDAM RD, BALTIMORE, MD 21286-1429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LIBERTY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0421130448
Date	Nov 13, 2019
Book Page	42113/448

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2034
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$839,400 (+6.57%) Land $216,200 Building $623,200	$839,400 (-) Land $216,200 Building $623,200
2024	$10,144.00 (+105.72%)
2023	$4,931.00	$787,667	$839,400 Land $216,200 Building $623,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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