706 Main St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 706 Main St, Keene, NH 03431

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,148 sqft · built 1900
Lot Size	0.63 acres (27,443 sqft)
Owner	Company Name on Record
Last Sale	$266,000 (Nov 2022)
Tax Bill	$7,579 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jul 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:120 L:19`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:120 L:19`
Alternative APNs	`120019000000000` `501010020000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,148 sqft Living Area
Gross Area	3,124 sqft
1st Floor Area	1,172 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	120019000000000
Street Address	706 MAIN ST
City	KEENE
State	NH
Zip	03431-4092
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	LD
Legal Lot Number	19
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	1
Census Block	1015
Census Tract	971403

Owner

Source: Cheshire County and Keene City records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	254 CHAPMAN RD, 208, NEWARK, DE 19702-5422
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Commercial Mortgage LOWELL FIVE CENTS SAVINGS BANK
Jul 19, 2023	Warranty Deed, Transfer
Nov 28, 2022	Warranty Deed, Transfer
Feb 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2022 · Amount on Record
Deed Sale	Nov 28, 2022 · Amount on Record
Prior Sale	May 29, 2019 · Amount on Record
Deed Document Number	202210699
Deed Book / Page	3232 / 1142
Transfer Doc	2948-1144
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	706 MAIN ST, KEENE, NH 03431-4092
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003262-890
Date	Nov 6, 2023
Book Page	3262/890
Instrument	2307932

Lender

Name	LOWELL FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	Jul 19, 2023
Property Address	706 MAIN ST, KEENE, NH 03431-4092
Document Number	003252-606
Book / Page	3252 / 606
Instrument Date	May 24, 2023
Instrument	2304876
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 CHAPMAN RD # STE20, STE20, NEWARK, DE 19702-5413

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	Nov 28, 2022
Property Address	706 MAIN ST, KEENE, NH 03431-4092
Document Number	03232-1142
Book / Page	3232 / 1142
Instrument Date	Nov 28, 2022
Instrument	2210699
Transaction Type	Transfer
Record Updated	Dec 14, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	706 MAIN ST, KEENE, NH 03431-4092
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03200-1098
Date	Feb 3, 2022
Book Page	3200/1098
Instrument	2201166

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Cheshire County and Keene City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,579.00 (+15.98%)	$220,500 (+11.59%) Land $33,400 Building $187,100
2024	$6,535.00 (+3.71%)	$197,600 (-) Land $33,400 Building $164,200
2023	$6,301.00 (+2.76%)	$197,600 (-) Land $33,400 Building $164,200
2022	$6,132.00	$197,600 Land $33,400 Building $164,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	3 (2005–2021)
Most Recent Claim	Jul 2021 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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