706 Lower Johnson Cir, Saint Peter, MN 56082 Property Records

Nicollet County property record for 706 Lower Johnson Cir, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1954
Lot Size	0.218 acres (9,503 sqft)
Owner	2 Individual Names on Record
Last Sale	$243,300 (Oct 2025)
Tax Bill	$2,522 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19.543.0060`

Property Details

APN / Parcel Number

Primary APN	`19.543.0060`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
Basement Area	1,188 sqft
Finished Basement	696 sqft
Unfinished Basement	396 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,503 sqft (0.218 acres)
Lot Dimensions	119 ft deep x 76 ft wide
Garage Type	Detached
Garage Area	264 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	706 LOWER JOHNSON CIR
City	SAINT PETER
State	MN
Zip	56082-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 SUBDIVISIONCD 19543 SUBDIVISIONNAME GOVERNOR S HEIGHTS
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	GOVERNOR S HEIGHTS
Legal Lot Number	6
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	1
Census Block	1029
Census Tract	480300

Owner

Source: Nicollet County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	706 LOWER JOHNSON CIR, SAINT PETER, MN 56082-1132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK
Oct 19, 2021	Warranty Deed, Transfer · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC
Dec 13, 2019	Quit Claim Deed, Transfer · VA Mortgage WELLS FARGO BANK
Jun 1, 2018	Warranty Deed, Transfer STEWART TITLE
Jun 1, 2018	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Oct 19, 2021 · Amount on Record
Deed Document Number	202573155
Prior Transfer Date	Dec 6, 2019
Prior Transfer Doc	0000065137
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Oct 21, 2025
Property Address	706 LOWER JOHNSON CIR, SAINT PETER, MN 56082-1132
Document Number	0000073155
Instrument Date	Oct 20, 2025
Instrument	73155
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	NEAR NORTH TITLE GROUP, NEAR NORTH TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$802.89
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	706 LOWER JOHNSON CIR, SAINT PETER, MN 56082-1132

Mortgage

Document Number	0000073156
Date	Oct 21, 2025
Instrument	73156

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2020
Change Frequency	4 Years
Min Rate At Change	5%
Max Rate At Change	10%
Index	Other
Max Rate	10%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Oct 19, 2021
Property Address	706 LOWER JOHNSON CIR, SAINT PETER, MN 56082-1132
Document Number	0000068691
Instrument Date	Oct 15, 2021
Instrument	68691
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 LOWER JOHNSON CIR, SAINT PETER, MN 56082-1132

Mortgage

Document Number	0000068692
Date	Oct 19, 2021
Instrument	68692

Lender

Name	CAMBRIA FINANCIAL GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NICOLLET MN
Recording Date	Dec 13, 2019
Property Address	706 LOWER JOHNSON CIR, SAINT PETER, MN 56082-1132
Document Number	0000065137
Instrument Date	Dec 6, 2019
Instrument	65137
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 LOWER JOHNSON CIR, SAINT PETER, MN 56082-1132

Mortgage

Document Number	0000065138
Date	Dec 13, 2019
Instrument	65138

Lender

Name	WELLS FARGO BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Jun 1, 2018
Property Address	706 LOWER JOHNSON CIR, SAINT PETER, MN 56082-1132
Document Number	0000063196
Map Reference	DOC 35739
Instrument Date	May 18, 2018
Instrument	63196
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$495.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 LOWER JOHNSON CIR, SAINT PETER, MN 56082-1132

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Jun 1, 2018
Property Address	706 LOWER JOHNSON CIR, SAINT PETER, MN 56082-1132
Document Number	0000063197
Instrument Date	May 18, 2018
Instrument	63197
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	706 LOWER JOHNSON CIR, SAINT PETER, MN 56082-1132

Mortgage

Document Number	0000063198
Date	Jun 1, 2018
Instrument	63198

Lender

Name	WELLS FARGO BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,522.00 Homeowner's exemption	$205,400 (+9.66%) Land $41,600 Building $163,800	$205,400 (+9.66%) Land $41,600 Building $163,800
2025	$2,522.00 (+3.7%) Homeowner's exemption	$187,300 (+3.31%) Land $41,600 Building $145,700	$187,300 (+3.31%) Land $41,600 Building $145,700
2024	$2,432.00 (+12.28%)
2023	$2,166.00 Homeowner's exemption	$181,300 Land $41,600 Building $139,700	$181,300 Land $41,600 Building $139,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1986–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Netwave Broadband Fixed Wireless · not low latency	125 / 40
Midco Fixed Wireless	100 / 20

May also be available: AT&T, GigFire, Metronet, T-Mobile, Verizon.

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