706 Leah Dr, Troy, TX 76579 Property Records

Bell County property record for 706 Leah Dr, Troy, TX 76579

Property Summary

Property Type	Single Family Home
Details	1,626 sqft · built 2014
Lot Size	0.265 acres (11,552 sqft)
Owner	Individual Name on Record
Tax Bill	$2,794 (2023)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0375863207`

Property Details

APN / Parcel Number

Primary APN	`0375863207`
Alternative APNs	`394650` `830019`

Interior

Stories	1 Story
Building Area	1,626 sqft Living Area
1st Floor Area	1,626 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Lot Area	11,552 sqft (0.265 acres)
Lot Dimensions	150 ft deep x 77 ft wide
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	276 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	830019
Street Address	706 LEAH DR
City	TROY
State	TX
Zip	76579-2684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIVE AND ONE ADDITION, BLOCK 001, LOT 0070
Legal Subdivision	FIVE AND ONE ADDITION
Legal Block	1
Legal Lot Number	70
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	2
Census Block	2020
Census Tract	20102

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	706 LEAH DR, TROY, TX 76579-2684
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Vendor's Lien, Transfer · Conventional Mortgage DIRECT MORTGAGE CORP
Aug 5, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXELL CU
Jul 11, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2023
Deed Sale	Aug 14, 2023
Prior Sale	Jul 11, 2017
Deed Document Number	2023036324
Record Updated	Jun 7, 2026

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 14, 2023
Property Address	706 LEAH DR, TROY, TX 76579-2684
Document Number	0000036324
Map Reference	CAB D SL 182-C&D
Instrument Date	Aug 11, 2023
Instrument	2023036324
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8325 ALABAMA AVE, TEMPLE, TX 76502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 LEAH DR, TROY, TX 76579-2684

Mortgage

Document Number	0000036325
Date	Aug 14, 2023
Instrument	2023036325

Lender

Name	DIRECT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Change Frequency	Quarterly
Index	3-Year CMT

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	706 LEAH DR, TROY, TX 76579-2684
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049725
Date	Aug 5, 2022
Instrument	2022049725

Lender

Name	TEXELL CU
Type	Credit Union
Address	TEMPLE, TX 76501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2037

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jul 11, 2017
Property Address	706 LEAH DR, TROY, TX 76579-2684
Document Number	0000028719
Map Reference	CAB D SL182-C & D
Instrument Date	Jul 5, 2017
Instrument	2017-00028719
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 LEAH DR, TROY, TX 76579-2684

Mortgage

Document Number	0000028720
Date	Jul 11, 2017
Instrument	2017-00028720

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Troy City
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,794.00 (-20.1%) Homeowner's exemption	$297,232 (+16.68%) Land $32,000 Building $265,232	$297,232 (+16.68%) Land $32,000 Building $265,232
2022	$3,497.00	$254,752 Land $26,000 Building $228,752	$254,752 Land $26,000 Building $228,752

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY serves 4,367 people · EPA ID TX0140037
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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