706 James Pl, Yankton, SD 57078 Property Records

Yankton County property record for 706 James Pl, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	1,820 sqft · built 1984
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Aug 2019)
Tax Bill	$6,082 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`78.817.003.003`

Property Details

APN / Parcel Number

Primary APN	`78.817.003.003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
Basement Area	1,820 sqft
Finished Basement	1,820 sqft
Unfinished Basement	1,820 sqft
Flooring	Laminate Plank

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,900 sqft (0.227 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	706 JAMES PL
City	YANKTON
State	SD
Zip	57078-1888
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E5 LT 2 & ALL LT 3 BLK 3 TRAMPS 5TH ADDN
Legal Subdivision	TRAMPS 5TH ADDN
Legal Block	3
Legal Lot Number	2,3
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	1
Census Block	1038
Census Tract	966200

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	706 JAMES PL, YANKTON, SD 57078-1888
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORTRUST MORTGAGE
Aug 2, 2019	Deed, Transfer · Conventional Mortgage CORTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2019 · Amount on Record
Deed Sale	Aug 2, 2019 · Amount on Record
Deed Book / Page	546 / 301
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	706 JAMES PL, YANKTON, SD 57078-1888
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	YANKTON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	556/371
Date	Feb 2, 2021
Book Page	556/371

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company
Address	SIOUX FALLS, SD 57105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2041

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	YANKTON SD
Recording Date	Aug 2, 2019
Property Address	706 JAMES PL, YANKTON, SD 57078-1888
Document Number	546/301
Book / Page	546 / 301
Map Reference	MB S10 PG 68
Instrument Date	Aug 2, 2019
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	YANKTON TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	706 JAMES PL, YANKTON, SD 57078-1888

Mortgage

Document Number	546302
Date	Aug 2, 2019
Instrument	546/302

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,500 (+22.93%) Land $36,400 Building $453,100	$489,500 Land $36,400 Building $453,100
2025	$6,082.00 (+18.14%)
2023		$398,200 Land $36,400 Building $361,800
2022	$5,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	BY WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable	1,000 / 30

May also be available: Verizon.

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