706 Howards Loop, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 706 Howards Loop, Annapolis, MD 21401

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,890 sqft · built 1998
Lot Size	0.03 acres (1,292 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Aug 2024)
Tax Bill	$4,457 (2025)
Deeds & Mortgages	Feb 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-961-90097702`

Property Details

APN / Parcel Number

Primary APN	`02-961-90097702`
Alternative APNs	`2-961-90097702` `96190097702`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,890 sqft Living Area
Gross Area	2,110 sqft
1st Floor Area	510 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,292 sqft (0.03 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	96190097702
Street Address	706 HOWARDS LOOP
City	ANNAPOLIS
State	MD
Zip	21401-8740
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R5
Legal Description	U 30 BLD 5 PH 16 WINDGATE CONDO
Legal Subdivision	WINDGATE CONDO
Legal Phase	16
Legal Block	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1020
Census Tract	702703

Owner

Source: Anne Arundel County records · APN 02-961-90097702

Assessment roll updated August 13, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	706 HOWARDS LOOP, ANNAPOLIS, MD 21401-8740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 14, 2024 · Amount on Record
Deed Sale	Aug 14, 2024 · Amount on Record
Prior Sale	Feb 15, 2024 · Amount on Record
Transfer Doc	0000012901
Record Updated	Sep 20, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 15, 2024
Property Address	706 HOWARDS LOOP, ANNAPOLIS, MD 21401-8740
Document Number	0402400348
Book / Page	40240 / 348
Map Reference	MB E87PG19-21PLE4519
Instrument Date	Feb 09, 2024
Transaction Type	Transfer
Record Updated	May 01, 2024
Title Company	TITLE NATION LLC, TITLE NATION

Transaction

Amount	Amount Recorded
Tax	$2,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 HOWARDS LOOP, ANNAPOLIS, MD 21401-8740

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,457.00 (+19.52%)	$405,700 (+13.55%) Land $180,000 Building $225,700	$405,700 (-) Land $180,000 Building $225,700
2023	$3,729.00 Homeowner's exemption	$357,300	$405,700 Land $180,000 Building $225,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 359 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BROAD CREEK serves 26,033 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.