706 Highland Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 706 Highland Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,082 sqft · built 1961
Lot Size	0.222 acres (9,700 sqft)
Owner	Individual Name on Record
Last Sale	$279,900 (Apr 2025)
Tax Bill	$2,494 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Nov 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`237990A000`

Property Details

APN / Parcel Number

Primary APN	`237990A000`
Alternative APN	`2-056C-4299-00-0013.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,082 sqft Living Area
1st Floor Area	1,082 sqft
Basement Area	1,082 sqft

Exterior

Year Built	Built 1961
Architectural Style	Ranch
Exterior Material	Metal
Lot Area	9,700 sqft
Lot Dimensions	97 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	237990A000
Old Parcel Number	237990A000
Street Address	706 HIGHLAND DR
City	O FALLON
State	MO
Zip	63366-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	HIGHLAND TERR LOT 13
Legal Range	03E
Legal Township	47N
Legal Subdivision	HIGHLAND TERR
Legal Lot Number	13
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	1
Census Block	1000
Census Tract	311734

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	706 HIGHLAND DR, O FALLON, MO 63366-3004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2025	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Nov 21, 2024	Affidavit of Death of Joint Tenant, Transfer TITLE PARTNERS AGENCY LLC
Nov 21, 2024	Personal Representative Deed, Transfer TITLE PARTNERS AGENCY LLC
Nov 21, 2024	Deed, Transfer TITLE PARTNERS AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2025 · Amount on Record
Deed Sale	Apr 25, 2025 · Amount on Record
Prior Sale	Nov 21, 2024
Deed Document Number	0202516830
Deed Book / Page	2025 / 16830
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 25, 2025
Property Address	706 HIGHLAND DR, O FALLON, MO 63366-3004
Document Number	0000016830
Map Reference	MB 5 PG 73
Instrument Date	Apr 25, 2025
Instrument	2025R-016830
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	167 LAMP LANTERN VILLAGE #122122, 122122, SAINT LOUIS, MO 63107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 HIGHLAND DR, O FALLON, MO 63366-3004

Mortgage

Document Number	0000016831
Date	Apr 25, 2025
Instrument	2025R-016831

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

November 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Nov 21, 2024
Property Address	706 HIGHLAND DR, O FALLON, MO 63366-3004
Document Number	0000048947
Map Reference	MB 5 PG 73
Instrument Date	Nov 20, 2024
Instrument	2024R-048947
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 HIGHLAND DR, O FALLON, MO 63366-3004

November 2024: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 21, 2024
Property Address	706 HIGHLAND DR, O FALLON, MO 63366-3004
Document Number	0000048948
Map Reference	MB 5 PG 73
Instrument Date	Nov 20, 2024
Instrument	2024R-048948
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 ROYAL MANOR CT, SAINT LOUIS, MO 63141-8152

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 21, 2024
Property Address	706 HIGHLAND DR, O FALLON, MO 63366-3004
Document Number	0000048963
Map Reference	MB 5 PG 73
Instrument Date	Nov 20, 2024
Instrument	2024R-048963
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 ROYAL MANOR CT, SAINT LOUIS, MO 63141-8152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	167 LAMP AND LANTERN VLG # 122, CHESTERFIELD, MO 63017-8208
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,494.00	$38,585 (+6.09%)	$203,081 (+6.09%)
2023		$36,370
2022			$191,420 Building $191,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	19 (1986–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 6 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile, Wisper ISP.

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