3407 MORNINGSIDE DR DENTON TX 762081047, DENTON, TX 76208-1047
Mortgage
Document Number
0000106591
Date
Jul 22, 2020
Instrument
106591
Lender
Name
GUARANTY BK
Type
Bank
Address
DENTON, TX 76210
Agreement
Amount
Amount on Record
Term
12 Months
Due
Jul 21, 2021
May 2019: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
DENTON TX
Property Address
706 GOBER ST, DENTON, TX 76201-2512
Document Number
0000079511
Instrument Date
May 4, 2019
Transaction Type
Mortgage
Record Updated
Aug 19, 2019
Title Company
NOT AVAILABLE
Transaction
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
3407 MORNINGSIDE DR DENTON TX 762081047, DENTON, TX 76208-1047
Mortgage
Document Number
0000079511
Date
Jul 3, 2019
Instrument
79511
Lender
Name
GUARANTY BK
Type
Bank
Address
DENTON, TX 76205-5121
Agreement
Amount
Amount on Record
Term
12 Months
Due
Jul 2, 2020
May 2018: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
DENTON TX
Property Address
706 GOBER ST, DENTON, TX 76201-2512
Document Number
0000073546
Instrument Date
May 4, 2018
Transaction Type
Mortgage
Record Updated
Sep 3, 2018
Transaction
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
3407 MORNINGSIDE DR DENTON TX 762081047, DENTON, TX 76208-1047
Mortgage
Document Number
0000073546
Date
Jun 26, 2018
Instrument
73546
Lender
Name
GUARANTY BK
Type
Bank
Address
DENTON, TX 76205-5121
Agreement
Amount
Amount on Record
Term
12 Months
Due
Jun 25, 2019
May 2017: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
DENTON TX
Property Address
706 GOBER ST, DENTON, TX 76201-2512
Document Number
0000069900
Instrument Date
May 4, 2017
Transaction Type
Mortgage
Record Updated
Aug 23, 2018
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
3407 MORNINGSIDE DR DENTON TX 762081047, DENTON, TX 76208-1047
Mortgage
Document Number
0000069900
Date
Jun 13, 2017
Instrument
69900
Lender
Name
GUARANTY BK
Type
Federal Savings Bank
Address
DENTON, TX 76205-5121
Agreement
Amount
Amount on Record
Term
12 Months
Due
Jun 12, 2018
Tax Assessment & Valuation
The 2025 property tax bill for 706 Gober St was $4,374.
Source: Denton County assessment roll, as of September 14, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Denton County
Municipality
Denton City
Unified School District
Denton Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$200,000Land $110,000Building $90,000
$200,000Land $110,000Building $90,000
2025
$4,374.00
2023
$3,723.00 (+20.96%)
$195,000Land $89,262Building $105,738
$195,000Land $89,262Building $105,738
2022
$3,078.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 706 Gober St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
4 in force
Nearby Flood Claims
13 (1990–2025)
Claims Outside the SFHA
2 of 13
Most Recent Claim
Jun 2025 · river or lake flooding
Claims by Event
Severe Storms And Tornadoes, Apr 2007 · 9 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 706 Gober St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood
0.03% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source
Surface water
Last State Inspection
Apr 2024
Lead
2 ppb (2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Frontier Fiber
7,000 / 7,000
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
Verizon Fixed Wireless
1,000 / 75
AT&T Fixed Wireless
100 / 20
May also be available: ElektraFi, Hotwire Communications, Nextlink, Pavlov Media, T-Mobile.