706 Gilroy Dr, Capitola, CA 95010 Property Records

Santa Cruz County property record for 706 Gilroy Dr, Capitola, CA 95010 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,068 sqft · built 2021
Lot Size	0.07 acres (3,049 sqft)
Owner	Trust Name on File
Tax Bill	$8,619 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`035-063-12`

Property Details

APN / Parcel Number

Primary APN	`035-063-12`
Alternative APN	`035-063-12-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,068 sqft Living Area
Gross Area	2,332 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Construction Type	Wood
Roof Material	Metal
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	706 GILROY DR
City	CAPITOLA
State	CA
Zip	95010-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RIVERVIEW TERRACE 02
Legal Block	8
Legal Lot Number	44
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2012
Census Tract	121802

Owner

Source: Santa Cruz County records · APN 035-063-12

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	706 GILROY DR, CAPITOLA, CA 95010-2718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Personal Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 02, 2015
Transfer Doc	0000029023
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	706 GILROY DR, CAPITOLA, CA 95010-2718
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 GILROY DR, CAPITOLA, CA 95010-2718

Mortgage

Document Number	0000024988
Date	Apr 30, 2021
Instrument	2021-0024988

Lender

Name	MENLO SURVEY FCU
Type	Credit Union
Address	MOUNTAIN VIEW, CA 94035

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 29, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$653,772 (+2%) Land $199,150 Building $454,622
2025	$8,619.00 (+4.32%) Homeowner's exemption	$640,952 (-2.57%) Land $195,245 Building $445,707
2023	$8,262.00 (+26.29%) Homeowner's exemption	$657,864 Land $187,664 Building $470,200	$1,207,620
2022	$6,542.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871218022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 757 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Surfnet Communications	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Cruzio Internet, Xfinity, T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.