706 Franklin St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 706 Franklin St, Worcester, MA 01604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,478 sqft · built 1925
Lot Size	0.176 acres (7,683 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Nov 2021)
Tax Bill	$5,459 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-032-0004A`

Property Details

APN / Parcel Number

Primary APN	`17-032-0004A`
Alternative APN	`WORC M:17 B:032 L:0004A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,478 sqft Living Area
Gross Area	3,240 sqft
1st Floor Area	1,478 sqft
Basement Area	1,450 sqft
Unfinished Basement	1,450 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,683 sqft (0.176 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	17-032-0004A
Street Address	706 FRANKLIN ST
City	WORCESTER
State	MA
Zip	01604-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	32
Legal Lot Number	4A
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2012
Census Tract	732202

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	165 EAST ST, CLINTON, MA 01510-1705
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WORKERS CU
Jun 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Oct 24, 2012 · Amount on Record
Deed Book / Page	66550 / 192
Prior Transfer Date	Nov 15, 2021
Prior Transfer Doc	66550-192
Record Updated	Oct 29, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 17, 2021
Property Address	706 FRANKLIN ST, WORCESTER, MA 01604-1705
Document Number	66550-192
Book / Page	66550 / 192
Instrument Date	Nov 15, 2021
Instrument	161258
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 EAST ST, CLINTON, MA 01510-1705

Mortgage

Document Number	161259
Date	Nov 17, 2021
Instrument	161259

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	706 FRANKLIN ST, WORCESTER, MA 01604-1705
Document Number	60522-254
Instrument Date	Jun 5, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 FRANKLIN ST WORCESTER MA 016041705, WORCESTER, MA 01604-1705

Mortgage

Document Number	60522-254
Date	Jun 7, 2019
Book Page	060522/000254
Instrument	52722

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2049

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,459.00 (+3.23%)	$411,100 (+2.54%) Land $123,700 Building $287,400	$425,854 (+33.69%)
2025	$5,288.00 (+5.82%)	$400,900 (+15.04%) Land $117,800 Building $283,100	$318,535 (+2.32%)
2024			$311,315
2023	$4,997.00	$348,500 Land $102,400 Building $246,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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