Oneida County and Rome City property record for 706 Floyd Ave, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,132 sqft · built 1925 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $84,000 (Feb 2017) |
| Tax Bill | $2,898 (2026) |
| Deeds & Mortgages | Apr 2022 Refinance Oct 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 242.044-2-55 |
| Primary APN | 301301 242.044-2-55 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,132 sqft Living Area |
| 1st Floor Area | 884 sqft |
| 2nd Floor Area | 884 sqft |
| Upper Floors Area | 364 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 182 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02960 01 |
|---|---|
| Street Address | 706 FLOYD AVE |
| City | ROME |
| State | NY |
| Zip | 13440-4435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-5 |
| Legal Description | HL&G 50X140 |
| Legal Block | 2 |
| Legal Lot Number | 55.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 22400 |
Source: Oneida County and Rome City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 706 FLOYD AVE, ROME, NY 13440-4435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Oct 21, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Feb 13, 2017 | Deed, Transfer MB FINANCIAL BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2017 · Amount on Record |
| Deed Sale | Feb 13, 2017 · Amount on Record |
| Deed Book / Page | 2017 / 2425 |
| Last Transfer Date | Oct 15, 2025 |
| Transfer Doc | 0000013321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 706 FLOYD AVE, ROME, NY 13440-4435 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000006720 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 2022-006720 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Oct 21, 2025 |
| Property Address | 706 FLOYD AVE, ROME, NY 13440-4435 |
| Document Number | 0000013321 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 2025-013321 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 706 FLOYD AVE, ROME, NY 13440-4435 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Feb 13, 2017 |
| Property Address | 706 FLOYD AVE, ROME, NY 13440-4435 |
| Document Number | 0000002425 |
| Book / Page | 0000002017 / 0000002425 |
| Instrument Date | Feb 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 706 FLOYD AVE, ROME, NY 13440-4435 |
| Document Number | 0000002426 |
|---|---|
| Date | Feb 13, 2017 |
| Instrument | 2017-002426 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Jan 1, 2032 |
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,898.00 | ||
| 2025 | $61,700 (-) Land $9,800 Building $51,900 | $145,176 (+6.75%) Land $23,059 Building $122,117 | |
| 2024 | $5,243.00 (+17.58%) | $61,700 (-) Land $9,800 Building $51,900 | $135,993 (+0.02%) Land $21,600 Building $114,393 |
| 2023 | $61,700 (-) Land $9,800 Building $51,900 | $135,963 (+17.91%) Land $21,595 Building $114,368 | |
| 2022 | $4,459.00 | $61,700 Land $9,800 Building $51,900 | $115,306 Land $18,314 Building $96,992 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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