706 Fairmount Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 706 Fairmount Ave, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	3,212 sqft · built 1972
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$801,500 (Jun 2023)
Tax Bill	$12,405 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2023 Mortgage + 1 more
APN	`05-00060-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`05-00060-0000-00016`
Alternative APNs	`050006000016` `3274`

Interior

Stories	1 Story
Building Area	3,212 sqft Living Area
1st Floor Area	3,212 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	27,007 sqft (0.62 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	3274
Street Address	706 FAIRMOUNT AVE
City	CHATHAM
State	NJ
Zip	07928-1154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	COUNTRY CLUB ESTATES INC
Legal Block	60
Legal Lot Number	16
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	3
Census Block	3011
Census Tract	44000

Owner

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	706 FAIRMOUNT AVE, CHATHAM, NJ 07928-1154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit OCEANFIRST BANK
Nov 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BANK
Jun 5, 2023	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on Record
Deed Sale	Jun 5, 2023 · Amount on Record
Prior Sale	Oct 10, 2001 · Amount on Record
Deed Document Number	202319841
Deed Book / Page	24608 / 1014
Prior Transfer Date	Jul 25, 2008
Prior Transfer Doc	0211790192
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	706 FAIRMOUNT AVE, CHATHAM, NJ 07928-1154
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250770395
Date	Mar 19, 2026
Book Page	25077/395
Instrument	2026011881

Lender

Name	OCEANFIRST BANK
Type	Bank
Address	TOMS RIVER, NJ 08753

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	229 Months
Due	Apr 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	706 FAIRMOUNT AVE, CHATHAM, NJ 07928-1154
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0246831423
Date	Nov 20, 2023
Book Page	24683/1423
Instrument	2023044563

Lender

Name	OCEANFIRST BANK
Type	Bank
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	0.62%
Type Change Date	Dec 1, 2031
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	9.62%
Index	1-Year T-Bill
Max Rate	12.6%

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Jun 5, 2023
Property Address	706 FAIRMOUNT AVE, CHATHAM, NJ 07928-1154
Document Number	0246081014
Book / Page	24608 / 1014
Instrument Date	May 16, 2023
Instrument	2023019841
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,320.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38618 YOLANDA ST, SELBYVILLE, DE 19975-4061

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	706 FAIRMOUNT AVE, CHATHAM, NJ 07928-1154

Mortgage

Document Number	2023019842
Date	Jun 5, 2023
Instrument	2023019842

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,314,300 (-) Land $460,800 Building $853,500	$1,314,300 (-) Land $460,800 Building $853,500
2025		$1,314,300 (+110.73%) Land $460,800 Building $853,500	$1,314,300 (+110.73%) Land $460,800 Building $853,500
2024	$12,405.00 (+2.21%)
2023		$623,700 Land $391,700 Building $232,000	$623,700 Land $391,700 Building $232,000
2022	$12,137.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1990–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2022 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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