Winneshiek County property record for 706 E Water St, Unit 2, Decorah, IA 52101
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 1,323 sqft · built 2017 |
| Lot Size | 0.122 acres (5,317 sqft) |
| Owner | Trust Name on File |
| Last Sale | $264,375 (Apr 2018) |
| Tax Bill | $5,378 (2026) |
| Deeds & Mortgages | Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 111533700600 |
| Primary APN | 111533700600 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 4 Rooms |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 1,323 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,317 sqft (0.122 acres) |
| Garage Type | Attached |
| Garage Area | 556 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 105 sqft |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 706 E WATER ST, 2 |
|---|---|
| City | DECORAH |
| State | IA |
| Zip | 52101-1939 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 2 BLDG 4 WATER ST CONDOS II CITY OF DECORAH |
| Legal Range | 08W |
| Legal Township | 98N |
| Legal Section | 15 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | DECORAH |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 950200 |
706 E Water St, Unit 2 is owner-occupied and held in a trust since April 2018.
Source: Winneshiek County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 706 E WATER ST, 2, DECORAH, IA 52101-1939 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2018 · Amount on File |
| Deed Sale | Apr 3, 2018 · Amount on File |
| Deed Document Number | 2018895 |
| Deed Book / Page | 2018 / 895 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Recording Date | Apr 3, 2018 |
| Property Address | 706 E WATER ST UNIT 2, 2, DECORAH, IA 52101-1939 |
| Document Number | 002018/895 |
| Book / Page | 2018 / 895 |
| Instrument Date | Mar 8, 2018 |
| Instrument | 000000000895 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 706, DECORAH, IA 52101 |
| Document Number | 0000002018/0000000897 |
|---|---|
| Date | Apr 3, 2018 |
| Book Page | 0000002018/0000000897 |
| Instrument | 000000000897 |
| Name | DECORAH BANK & TRUST COMPANY |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 177 Months |
| Due | Jan 1, 2033 |
The 2026 property tax bill for 706 E Water St, Unit 2 was $5,378 with a homeowner's exemption.
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Municipality | Decorah City |
| Unified School District | Decorah Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,378.00 | $321,880 (-) Land $44,660 Building $277,220 | $321,880 (-) Land $44,660 Building $277,220 |
| 2025 | $5,378.00 (+4.14%) Homeowner's exemption | $321,880 Land $44,660 Building $277,220 | $321,880 Land $44,660 Building $277,220 |
| 2024 | $5,164.00 | ||
| 2023 | $284,580 (+471.68%) Land $44,660 Building $239,920 | $284,580 Land $44,660 Building $239,920 | |
| 2022 | $852.00 Homeowner's exemption | $49,780 Land $26,590 Building $23,190 | |
| 2021 | $235,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 706 E Water St, Unit 2 in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 4 (2016) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2016 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 706 E Water St, Unit 2 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 9 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 100 / 20 |
May also be available: GigFire.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures