706 E North Ave, Flora, IL 62839 Property Records

Clay County property record for 706 E North Ave, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	2 ba · 2,346 sqft · built 1930
Lot Size	0.816 acres (35,582 sqft)
Owner	Individual Name on Record
Tax Bill	$2,669 (2024)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-25-238-008`

Property Details

APN / Parcel Number

Primary APN	`10-25-238-008`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,346 sqft Living Area
Basement Area	1,808 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Shingle
Lot Area	35,582 sqft (0.816 acres)
Garage Area	360 sqft
Driveway	Concrete Driveway
Driveway Area	915 sqft
Parking Spaces	1 Parking Space
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	706 E NORTH AVE
City	FLORA
State	IL
Zip	62839-2538
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	A R KENNERS ADDN E 20' LOT 11 & ALL LOT 12
Legal Subdivision	A R KENNERS ADD
Legal Lot Number	11-12
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2026
Census Tract	972100

Owner

Source: Clay County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	706 E NORTH AVE, FLORA, IL 62839-2538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	706 E NORTH AVE, FLORA, IL 62839-2538
Transaction Type	Mortgage
Record Updated	Dec 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, D192988
Date	Nov 20, 2017
Instrument	D192988

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Nov 1, 2057

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$70,004 (+32.11%) Land $9,899 Building $60,105	$210,012 (+32.11%) Land $29,697 Building $180,315
2024	$2,669.00 (-14.56%)
2022	$3,124.00 (+7.46%) Homeowner's exemption Senior Citizen's exemption	$52,989 Land $7,447 Building $45,542	$158,967 Land $22,341 Building $136,626
2021	$2,907.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, Nextlink, T-Mobile.

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