706 E Liberty St, Hernando, FL 34442 Property Records

Citrus County property record for 706 E Liberty St, Hernando, FL 34442 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1992
Square Footage	1,913 sqft Living Area
Lot Size	48,253 sqft (1.1 acres)
Occupancy	Owner Occupied
Last Sale	$399,000 (2025)
Tax Bill	$4,408.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-18-0110-00380-0100

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	706 E LIBERTY ST, HERNANDO, FL 34442-3365
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2025 · Amount on Record
Deed Sale	Jul 22, 2025 · Amount on Record
Prior Sale	Aug 07, 2024 · Amount on Record
Deed Doc Number	202544202
Deed Book / Page	3586 / 702
Record Refreshed	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	706 E LIBERTY ST, HERNANDO, FL 34442-3365
Document Number	0029212069
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 06, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	706 E LIBERTY ST HERNANDO FL 344423365, HERNANDO, FL 34442-3365

Mortgage

Document Number	0029212069
Date	Aug 22, 2018
Book Page	002921/002069
Instrument	42576

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2048

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,408.00 (-0.36%)	$283,051 (-1.45%) Land $31,000 Building $252,051	$283,051 (-1.45%) Land $31,000 Building $252,051
2024	$4,424.00 (-0.14%) Additional exemption filed	$287,219 (+0.84%) Land $29,500 Building $257,719	$287,219 (+0.84%) Land $29,500 Building $257,719
2023	$4,430.00 (+168.16%) Additional exemption filed	$284,833 (+17.19%) Land $25,500 Building $259,333	$284,833 (+17.19%) Land $25,500 Building $259,333
2022	$1,652.00 Homeowner's exemption Additional exemption filed	$243,051 Land $17,250 Building $225,801	$243,051 Land $17,250 Building $225,801

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,326 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00380-0100`
Alternative APNs	`1818S19E0110003800100` `2298804`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,913 sqft Living Area
Gross Area	2,683 sqft Gross Area
1st Floor	1,913 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Combination Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	48,253 sqft (1.1 acres)
Depth X Width	300 ft x 160 ft Depth x Width
Parking Spaces	6 Parking Spaces
Garage Type	Attached Garage
Garage Area	588 sqft Garage
Pool Area	392 sqft Pool
Patio Area	220 sqft Patio
Porch Area	236 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2298804
Street Address	706 E LIBERTY ST
City	HERNANDO
State	FL
Zip	34442-3365
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LT 10 BLK 38
Legal Range	19E
Legal Township	18S
Legal Section	30
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	38
Legal Lot Number	10
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	3
Census Block	3023
Census Tract	450705