706 E Elm St, Tampa, FL 33604 Property Records

Hillsborough County property record for 706 E Elm St, Tampa, FL 33604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,010 sqft · built 1947
Lot Size	0.172 acres (7,481 sqft)
Owner	Individual Name on File
Tax Bill	$548 (2025)
Deeds & Mortgages	Oct 2025 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162503-0000`

Property Details

APN / Parcel Number

Primary APN	`162503-0000`
Alternative APN	`A3628184EPA00000000051`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,010 sqft Living Area
Gross Area	1,094 sqft
1st Floor Area	1,010 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1986
Architectural Style	Mansion
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,481 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1625030000
Street Address	706 E ELM ST
City	TAMPA
State	FL
Zip	33604-5648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SH-RS
Legal Description	GILLETTS SUBDIVISION E 1/2 OF S 1/2 OF E 100 FT OF LOT 5 BLOCK A
Legal Range	18E
Legal Township	28S
Legal Section	36
Legal Subdivision	GILLETTS SUBDIVISION
Legal Tract	4EP
Legal Block	A
Legal Lot Number	5
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	1
Census Block	1000
Census Tract	1600

Owner

706 E Elm St is owned and occupied by an individual who acquired it in October 2025.

Source: Hillsborough County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	706 E ELM ST, TAMPA, FL 33604-5648
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 20, 2025
Transfer Doc	0000451977
Record Updated	Oct 29, 2026

October 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 21, 2025
Property Address	706 E ELM ST, TAMPA, FL 33604-5648
Document Number	0000451977
Map Reference	MB 3 PG 9
Instrument Date	Oct 13, 2025
Instrument	2025451977
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000451978
Date	Oct 21, 2025
Instrument	2025451978

Lender

Name	SOUTH RIVER MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	ANNAPOLIS, MD 21401

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	891 Months
Due	Jan 15, 2100

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Dec 1, 2025
Max Rate	11.3%

Tax Assessment & Valuation

The 2025 property tax bill for 706 E Elm St was $548, up 21.8% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,662 (+2.7%)	$180,878 (-0.83%) Land $84,150 Building $96,728
2025	$548.00 (+21.78%) Homeowner's exemption	$47,383 (+2.9%)	$182,398 (-4.94%) Land $84,150 Building $98,248
2024	$450.00 (+5.14%) Homeowner's exemption	$46,048 (+3%)	$191,868 (+5.37%) Land $91,800 Building $100,068
2023	$428.00 (-6.96%) Homeowner's exemption	$44,707 (+3%)	$182,088 (+2.43%) Land $84,150 Building $97,938
2022	$460.00 Homeowner's exemption	$43,405	$177,769 Land $84,150 Building $93,619

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 706 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 E Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20