Whiteside County property record for 706 E Commercial St, Lyndon, IL 61261
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,721 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Sep 2003) |
| Tax Bill | $1,026 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1515305002 |
| Primary APN | 1515305002 |
|---|---|
| Alternative APNs |
|
| Lot Area | 8,721 sqft (0.2 acres) |
|---|---|
| Lot Width | 60 ft Width |
| Account Number | 123985 |
|---|---|
| Street Address | 706 E COMMERCIAL ST |
| City | LYNDON |
| State | IL |
| Zip | 61261-9604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FITCHS ADDITION (EX S 10)OF 16 & E10 LOT 17 BLK 03 60602X |
| Legal Subdivision | FITCHS ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 17 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | LYNDON |
| Census Block Group | 4 |
| Census Block | 4081 |
| Census Tract | 600 |
706 E Commercial St is owned and occupied by two individuals who bought it in September 2003.
Source: Whiteside County records, as of May 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 706 E COMMERCIAL ST, LYNDON, IL 61261-9604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2003 · Amount on File |
| Deed Sale | Sep 8, 2003 · Amount on File |
| Deed Book / Page | 12776 / 3 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 706 E COMMERCIAL ST, LYNDON, IL 61261-9604 |
| Document Number | 0000005540 |
| Instrument Date | Sep 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 706 E COMMERCIAL ST LYNDON IL 612619604, LYNDON, IL 61261-9604 |
| Document Number | 0000005540 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | 5540 |
| Name | FARMERS NAT'L BK |
|---|---|
| Type | Bank |
| Address | PROPHETSTOWN, IL 61277 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 19, 2022 |
| Rate | 4.45% |
|---|
The 2025 property tax bill for 706 E Commercial St was $1,026 with a senior citizen's exemption.
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Lyndon Township |
| Municipality | Lyndon Village |
| Unified School District | Prophetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,026.00 | $29,455 Land $1,853 Building $27,602 | |
| 2024 | $88,365 Land $5,559 Building $82,806 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 706 E Commercial St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1997–2019) |
| Most Recent Claim | Feb 2019 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 706 E Commercial St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNDON serves 537 people · EPA ID IL1950300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Strada Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 700 / 300 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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