706 E 5th St, Tama, IA 52339 Property Records

Tama County property record for 706 E 5th St, Tama, IA 52339

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,548 sqft · built 1910
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$15,000 (Jan 2017)
Tax Bill	$2,060 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14.35.103.004`

Property Details

APN / Parcel Number

Primary APN	`14.35.103.004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,548 sqft Living Area
Basement Area	774 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Detached
Garage Area	784 sqft
Porch	Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	706 E 5TH ST
City	TAMA
State	IA
Zip	52339-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	APPLETON'S W60' LOTS 1 & 2, W60' N25' LOT 3 BLK 14
Legal Subdivision	APPLETON'S
Legal Block	14
Legal Lot Number	1-3
Jurisdiction	TAMA IA
Township / Civil Division	TAMA
Census Block Group	1
Census Block	1029
Census Tract	290500

Owner

706 E 5th St is owned and occupied by an individual who bought it in January 2017.

Source: Tama County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	706 E 5TH ST, TAMA, IA 52339-2106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage WCF FINANCIAL BANK
Jan 23, 2017	Deed of Trust, Mortgage · Closed-End Mortgage STATE BANK OF TOLEDO
Apr 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance STATE BANK
Jan 23, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2017 · Amount on File
Deed Sale	Jan 23, 2017 · Amount on File
Deed Document Number	2017258
Deed Book / Page	968 / 153
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	706 E 5TH ST, TAMA, IA 52339-2106
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221874
Date	Jul 8, 2022
Instrument	2022-1874

Lender

Name	WCF FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 1, 2027

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	706 E 5TH ST, TAMA, IA 52339-2106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0965/983
Date	Jan 23, 2017
Book Page	0965/983
Instrument	2017-0259

Lender

Name	STATE BANK OF TOLEDO
Address	TOLEDO, IA 52342

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	63 Months
Due	Apr 1, 2022

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	706 E 5TH ST, TAMA, IA 52339-2106
Transaction Type	Mortgage
Record Updated	Jun 10, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200729
Date	Apr 2, 2020
Instrument	2020-0729

Lender

Name	STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	May 1, 2025

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jan 23, 2017
Property Address	706 E 5TH ST, TAMA, IA 52339-2106
Document Number	000968/153
Book / Page	0968 / 153
Instrument Date	Jan 23, 2017
Instrument	2017-0258
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount on Record
Tax	$23.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	706 E 5TH ST, TAMA, IA 52339-2106

Tax Assessment & Valuation

The 2025 property tax bill for 706 E 5th St was $2,060, up 20.8% from the year before.

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Tama City
Unified School District	South Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,060.00 (+20.75%)	$107,300 Land $5,640 Building $101,660	$107,300 Land $5,640 Building $101,660
2024	$1,706.00
2023		$79,650 Land $5,640 Building $74,010	$79,650 Land $5,640 Building $74,010
2022	$1,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 706 E 5th St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	20 (1982–1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 E 5th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 65% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POWESHIEK WATER ASSOCIATION private · serves 13,920 people · EPA ID IA8670701
Water Source	Groundwater
Last State Inspection	Jun 2025
Also Mapped Here	TAMA WATER SUPPLY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: GigFire, Nextlink.

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