Daviess County property record for 706 E 3rd St, Owensboro, KY 42303
| Property Type | Mixed Use Commercial/Industrial |
|---|---|
| Details | 2 bd · 2 ba · 2,756 sqft · built 1895 |
| Lot Size | 0.116 acres (5,053 sqft) |
| Owner | Company Name on File |
| Last Sale | $830,000 (Sep 2024) |
| Tax Bill | $533 (2025) |
| Deeds & Mortgages | Jun 2005 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-05-14-016-00-000 |
| Primary APN | 001-05-14-016-00-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,756 sqft Living Area |
| Gross Area | 450 sqft |
| Basement Area | 450 sqft |
| Unfinished Basement | 450 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,053 sqft (0.116 acres) |
| Lot Dimensions | 105 ft deep x 48 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 706 E 3RD ST |
|---|---|
| City | OWENSBORO |
| State | KY |
| Zip | 42303-3306 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Commercial/Industrial |
| Legal Description | 706 E 3RD ST |
| Legal Subdivision | HATHAWAY ADDITION |
| Jurisdiction | DAVIESS KY |
| Township / Civil Division | OWENSBORO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 402 |
706 E 3rd St, a commercial property, is owned by a company that bought it in September 2024.
Source: Daviess County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 212 N 2ND ST, 100, RICHMOND, KY 40475-1408 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2024 · Amount on File |
| Deed Sale | Sep 27, 2024 · Amount on File |
| Prior Sale | Nov 29, 2017 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 706 E 3RD ST, OWENSBORO, KY 42303-3306 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001434/451 |
|---|---|
| Date | Jun 21, 2005 |
| Book Page | 1434/451 |
| Instrument | 2005-00010536 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 13, 2020 |
The 2025 property tax bill for 706 E 3rd St was $533.
Source: Daviess County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Daviess County |
| Municipality | Owensboro City |
| Unified School District | Owensboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,275 (-) | $160,275 (-) | |
| 2025 | $533.00 | $160,275 Land $10,000 Building $150,275 | $160,275 Land $10,000 Building $150,275 |
| 2023 | $56,000 (-) | $56,000 (-) | |
| 2022 | $632.00 | $56,000 | $56,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 706 E 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 31, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 706 E 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: Owensboro Municipal Utilities.
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