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706 E 21st St, Covington, KY 41014 Property Records

Kenton County property record for 706 E 21st St, Covington, KY 41014 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1909
Square Footage1,653 sqft Finished Area
Lot Size3,500 sqft (0.08 acres)
OccupancyOwner Occupied
Last Sale$240,000 (2024)
Tax Bill$3,180.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-32-32-008.00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,653 sqft Finished Area
Gross Area1,821 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1909
Exterior MaterialWood Siding Exterior
Foundation TypeBlock Foundation
Lot Area3,500 sqft (0.08 acres)
Depth X Width100 ft x 35 ft Depth x Width
Parking Spaces1 Parking Spaces

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0553232008.00
Street Address706 E 21ST ST
CityCOVINGTON
StateKY
Zip41014-1522
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPATCH & CO SEC 15 PT LOTS 4-5 35'X 100' NS 21ST 50' E GLENWAY
Legal SubdivisionPATCH & CO
Legal Phase15
Legal Lot Number4,5
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1011
Census Tract61000

Owner

Source: Kenton County records · APN 055-32-32-008.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address706 E 21ST ST, COVINGTON, KY 41014-1522
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2022Warranty Deed, Transfer · Veterans Administration Mortgage
PREMIER PROCESSING LLC
Mar 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK
May 10, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
GUARDIAN SVGS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 10, 2024 · Amount on Record
Deed SaleJul 10, 2024 · Amount on Record
Prior SaleDec 06, 2022 · Amount on Record
Deed Doc Number0000293932
Deed Book / Page293 / 932
Record RefreshedJun 08, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 06, 2022
Property Address706 E 21ST ST, COVINGTON, KY 41014-1522
Document Number0005900195
Book / PageKC 203 / 911
Instrument DateDec 06, 2022
Instrument22120605900195
Transaction TypeTransfer
Record UpdatedMar 09, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address706 E 21ST ST, COVINGTON, KY 41014-1522

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address706 E 21ST ST, COVINGTON, KY 41014-1522

Mortgage

Document Number0005900196
DateDec 06, 2022
Book Page426/540
Instrument22120605900196
Lender
NamePREMIER PROCESSING LLC
TypeNon-Lending Institution
AddressBOUNTIFUL, UT 84010
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address706 E 21ST ST, COVINGTON, KY 41014-1522
Transaction TypeMortgage
Record UpdatedMar 24, 2021
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900080
DateMar 10, 2021
Book Page180/730
Instrument21031005900080
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 10, 2017
Property Address706 E 21ST ST, COVINGTON, KY 41014-1522
Document Number0000000034
Book / Page0C6155 / 000059
Instrument DateApr 26, 2017
Instrument34
Transaction TypeTransfer
Record UpdatedMay 23, 2017
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$116.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address706 E 21ST ST COVINGTON KY 410141522, COVINGTON, KY 41014-1522

Mortgage

Document Number35
DateMay 10, 2017
Book Page0C6155/000061
Instrument35
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank (FSB)
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 09, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,180.00 (+12.65%)$240,000 (+13.21%) Land $5,000 Building $235,000$240,000 (+13.21%) Land $5,000 Building $235,000
2023$2,823.00$212,000 Land $5,000 Building $207,000$212,000 Land $5,000 Building $207,000

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